646 Commonwealth Ave, Bronx, NY 10473 Property Records

New York City property record for 646 Commonwealth Ave, Bronx, NY 10473

Property Summary

Property TypeTriplex
Details2,680 sqft · built 1920
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Tax Bill$6,643 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2020 Loan Modification
+ 1 more
APN03556-0025

Property Details

APN / Parcel Number

Primary APN03556-0025
Alternative APNs
  • 1405035560025
  • 2-03556-0025

Interior

Units3 Units
Stories2 Stories
Building Area2,680 sqft Living Area
1st Floor Area1,340 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTriplex
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide

Location & Zoning

Account Number2-03556-0025
Street Address646 COMMONWEALTH AVE
CityBRONX
StateNY
Zip10473-3504
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR5
Legal Block3556
Legal Lot Number25
JurisdictionBRONX NY
Township / Civil DivisionBRONX
Census Block Group1
Census Block1002
Census Tract2002

Owner

Source: New York City records · APN 03556-0025

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 COMMONWEALTH AVE, BRONX, NY 10473-3504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDYMAC BK
Jan 23, 2020Loan Modification, Mortgage · Conventional Mortgage
MR COOPER
Jan 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRONX NY
Property Address646 COMMONWEALTH AVE, BRONX, NY 10473-3504
Document Number0000052852
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyHOME CONNECTS TITLE AND SETTLEMENT SERVICES LLC, HOME CONNECTS TITLE & SETTLEME

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COMMONWEALTH AVE BRONX NY 104733504, BRONX, NY 10473-3504

Mortgage

Document Number0000052852
DateFeb 10, 2020
Instrument52852
Lender
NameINDYMAC BK
TypeBank
AddressPASADENA, CA 91101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 09, 2035

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBRONX NY
Property Address646 COMMONWEALTH AVE, BRONX, NY 10473-3504
Document Number0000052855
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyHOME CONNECTS TITLE AND SETTLEMENT SERVICES LLC, HOME CONNECTS TITLE & SETTLEME

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COMMONWEALTH AVE BRONX NY 104733504, BRONX, NY 10473-3504

Mortgage

Document Number0000052855
DateFeb 10, 2020
Instrument52855
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2050
Interest
Rate TypeFixed Rate
Rate4.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRONX NY
Property Address646 COMMONWEALTH AVE, BRONX, NY 10473-3504
Document Number0000052854
Instrument DateJan 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyHOME CONNECTS TITLE AND SETTLEMENT SERVICES LLC, HOME CONNECTS TITLE & SETTLEME

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address646 COMMONWEALTH AVE BRONX NY 104733504, BRONX, NY 10473-3504

Mortgage

Document Number0000052854
DateFeb 10, 2020
Instrument52854
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2050

Tax Assessment & Valuation

Source: New York City records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyBronx County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$39,618 (+19.1%) Land $6,709 Building $32,909$933,000 (+7%) Land $158,000 Building $775,000
2025$6,643.00 (+24.42%)
2023$5,339.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$33,264 Land $6,027 Building $27,237$872,000 Land $158,000 Building $714,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Starry.

Based on FCC filings for 1,177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Commonwealth Ave

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