646 Columbus Ave, Stratford, CT 06615 Property Records

Stratford Town property record for 646 Columbus Ave, Stratford, CT 06615

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1955
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Dec 2023)
Tax Bill$3,473 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNSTRA M:40-6 B:9 L:7

Property Details

APN / Parcel Number

Primary APNSTRA M:40-6 B:9 L:7
Alternative APNs
  • 0395100
  • 395100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area952 sqft Living Area
Gross Area1,484 sqft
1st Floor Area476 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1983
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number395100
Street Address646 COLUMBUS AVE
CitySTRATFORD
StateCT
Zip06615-7205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal Block9
Legal Lot Number7
JurisdictionSTRATFORD CT
Township / Civil DivisionSTRATFORD
Census Block Group2
Census Block2013
Census Tract80400

Owner

Source: Stratford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 COLUMBUS AVE, STRATFORD, CT 06615-7205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Dec 28, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
ALLIED MORTGAGE & SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Deed Book / Page4827 / 149
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTRATFORD CT
Recording DateSep 1, 2026
Property Address646 COLUMBUS AVE, STRATFORD, CT 06615-7205
Document Number5083000117
Book / Page5083 / 117
Instrument DateAug 25, 2026
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COLUMBUS AVE, STRATFORD, CT 06615-7205

Mortgage

Document Number5083000117,
DateSep 1, 2026
Book Page5083/117
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTRATFORD CT
Recording DateDec 28, 2023
Property Address646 COLUMBUS AVE, STRATFORD, CT 06615-7205
Document Number004827-149
Book / Page4827 / 149
Instrument DateDec 22, 2023
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004827152
DateDec 28, 2023
Instrument4827/152
Lender
NameALLIED MORTGAGE & SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionStratford Town
Unified School DistrictStratford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,473.00$86,400 (-) Land $34,320 Building $52,080$60,480 Land $24,024 Building $36,456
2024$3,473.00
2023$3,473.00 (+1.88%)$86,400 (-) Land $34,320 Building $52,080
2022$3,409.00$86,400 Land $34,320 Building $52,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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