Lorain County property record for 646 Cobblestone Dr, Amherst, OH 44001 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,311 sqft · built 1988 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,932 (Nov 2013) |
| Tax Bill | $4,175 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-058-000-267 |
| Primary APN | 05-00-058-000-267 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,311 sqft Living Area |
| Gross Area | 2,795 sqft |
| 1st Floor Area | 1,761 sqft |
| Basement Area | 1,488 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 151 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 646 COBBLESTONE DR |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-1966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN VALLEY SUB # 10 86.16 X 151 |
| Legal Subdivision | HIDDEN VALLEY SUB |
| Legal Lot Number | 467 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50100 |
Source: Lorain County records · APN 05-00-058-000-267
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 COBBLESTONE DR, AMHERST, OH 44001-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2013 · Amount on Record |
| Deed Sale | Nov 22, 2013 · Amount on Record |
| Prior Sale | May 31, 2006 · Amount on Record |
| Deed Document Number | 2013487167 |
| Transfer Doc | 0000020543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 03, 2026 |
| Property Address | 646 COBBLESTONE DR, AMHERST, OH 44001-1966 |
| Document Number | 0000105790 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026105790 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 646 COBBLESTONE DR, AMHERST, OH 44001-1966 |
| Document Number | 0000105790, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026105790 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 646 COBBLESTONE DR, AMHERST, OH 44001-1966 |
| Document Number | 0000645330 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 COBBLESTONE DR AMHERST OH 440011966, AMHERST, OH 44001-1966 |
| Document Number | 0000645330 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 645330 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,175.00 (+1.61%) Homeowner's exemption | $98,070 (%) Land $16,560 Building $81,510 | $280,210 (-) Land $47,320 Building $232,890 |
| 2024 | $4,109.00 (+24.48%) | $98,074 (+49.81%) Land $16,562 Building $81,512 | $280,210 (+49.81%) Land $47,320 Building $232,890 |
| 2023 | $3,301.00 (+4.83%) | $65,465 (-0.01%) Land $11,939 Building $53,526 | $187,040 (-) Land $34,110 Building $152,930 |
| 2022 | $3,149.00 | $65,470 Land $11,940 Building $53,530 | |
| 2021 | $187,040 Land $34,110 Building $152,930 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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