646 Cliffside Dr, Mansfield, OH 44904 Property Records

Richland County property record for 646 Cliffside Dr, Mansfield, OH 44904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1960
Lot Size	0.432 acres (18,800 sqft)
Owner	Individual Name on Record
Last Sale	$117,900 (Jun 2012)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Aug 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-37-128-16-000`

Property Details

APN / Parcel Number

Primary APN	`053-37-128-16-000`
Alternative APN	`02030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	18,800 sqft (0.432 acres)
Lot Dimensions	200 ft deep x 94 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	646 CLIFFSIDE DR
City	MANSFIELD
State	OH
Zip	44904-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT HILLS NO 2 76 94 X 200
Legal Subdivision	WALNUT HILLS ALLOTMENT #2
Jurisdiction	RICHLAND OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3015
Census Tract	2102

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage FREMONT INVESTMENT & LOAN
Aug 29, 2005	Deed of Trust, Mortgage · Conventional Mortgage FREMONT INVESTMENT & LOAN
Jul 7, 2009	Deed of Trust, Mortgage BANK OF AMERICA NA
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK
Jun 1, 2012	Survivorship Deed, Transfer · VA Mortgage UNION NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2012 · Amount on Record
Deed Sale	Jun 1, 2012 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	20126668
Deed Book / Page	2138 / 64
Record Updated	Oct 29, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01556/0643
Date	Aug 29, 2005
Book Page	1556/0643
Instrument	200500015991

Lender

Name	FREMONT INVESTMENT & LOAN
Type	Subprime Lender
Address	2727 E IMPERIAL HWY, BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2015

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01556/0623
Date	Aug 29, 2005
Book Page	1556/0623
Instrument	200500015990

Lender

Name	FREMONT INVESTMENT & LOAN
Type	Subprime Lender
Address	2727 E IMPERIAL HWY, BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01919/0254
Date	Jul 7, 2009
Book Page	1919/0254
Instrument	200900007868

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	BREA, CA 92823

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002848/785
Date	Dec 22, 2020
Book Page	2848/785
Instrument	202000015806

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2848/785
Date	Dec 22, 2020
Book Page	2848/785
Instrument	202000015806

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

June 2012: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 1, 2012
Property Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504
Document Number	02138/0064
Book / Page	2138 / 0064
Instrument Date	May 31, 2012
Instrument	201200006668
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	646 CLIFFSIDE DR, MANSFIELD, OH 44904-1504

Mortgage

Document Number	201200006669
Date	Jun 1, 2012
Instrument	201200006669

Lender

Name	UNION NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Washington Township
Unified School District	Lexington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 (+0.03%)	$73,130 (-) Land $11,320 Building $61,810
2024	$3,915.00 (-0.08%)	$73,130 (-) Land $11,320 Building $61,810
2023	$3,918.00 (+12.46%)	$73,130 (+33.4%) Land $11,320 Building $61,810	$208,940 (+33.4%) Land $32,340 Building $176,600
2022	$3,484.00	$54,820 Land $9,760 Building $45,060
2020			$156,630 Land $27,890 Building $128,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT HILLS WATER ASSOCIATION private · serves 583 people · EPA ID OH7005032
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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