646 Clermont St, Denver, CO 80220 Property Records

Denver City property record for 646 Clermont St, Denver, CO 80220

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,445 sqft · built 1946
Lot Size0.134 acres (5,850 sqft)
Owner2 Individual Names on File
Last Sale$879,500 (Dec 2020)
Tax Bill$5,333 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
APN06063-21-007-000

Property Details

APN / Parcel Number

Primary APN06063-21-007-000
Alternative APNs
  • 670406321007
  • 161765005

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,445 sqft Living Area
Gross Area1,254 sqft
1st Floor Area1,254 sqft
Basement Area1,254 sqft
Finished Basement1,191 sqft
Unfinished Basement63 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Lot Area5,850 sqft (0.134 acres)
Garage TypeDetached
Garage Area360 sqft
PorchOpen Concrete/Masonry Porch
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address646 CLERMONT ST
CityDENVER
StateCO
Zip80220-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-SU-D1X
Legal DescriptionL 12 & 13 EXC REAR 8FT TO CITY BLK 2 DUGALS SUB
Legal SubdivisionDUGALS SUB
Legal Block2
Legal Lot Number12,13
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group3
Census Block3014
Census Tract4308

Owner

646 Clermont St is owned and occupied by two individuals who bought it in December 2020.

Source: Denver City records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address646 CLERMONT ST, DENVER, CO 80220-5024
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2020Special Warranty Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC
Jun 16, 2017Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2020 · Amount on File
Deed SaleDec 11, 2020 · Amount on File
Prior SaleJun 16, 2017 · Amount on File
Deed Document Number2020209140
Prior Transfer DateJun 16, 2011
Prior Transfer Doc0000067063
Record UpdatedOct 29, 2026

December 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDENVER CO
Recording DateDec 11, 2020
Property Address646 CLERMONT ST, DENVER, CO 80220-5024
Document Number0000209140
Instrument DateDec 7, 2020
Instrument2020209140
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address646 CLERMONT ST, 646, DENVER, CO 80220-5024

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address646 CLERMONT ST, DENVER, CO 80220-5024

Mortgage

Document Number0000209141
DateDec 11, 2020
Instrument2020209141
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateJun 16, 2017
Property Address646 CLERMONT ST, DENVER, CO 80220-5024
Document Number0000079036
Instrument DateJun 14, 2017
Instrument2017079036
Transaction TypeTransfer
Record UpdatedApr 14, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address646 CLERMONT ST, DENVER, CO 80220-5024

Mortgage

Document Number0000079037
DateJun 16, 2017
Instrument2017079037
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 646 Clermont St was $5,333.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,333.00$69,710 Land $41,020 Building $41,020$988,900 Land $581,900 Building $407,000
2023$5,420.00$69,950 (+23.17%) Land $35,300 Building $34,650$1,099,000 (+34.5%) Land $581,900 Building $517,100
2022$56,790 Land $22,240 Building $34,550$817,100 Land $320,000 Building $497,100
2021$4,359.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 646 Clermont St; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 Clermont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
LiveWireNet
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aerux Broadband, AT&T.

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