646 Circle Dr, Seward, NE 68434 Property Records

Seward County property record for 646 Circle Dr, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,532 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2025)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`800077555`

Property Details

APN / Parcel Number

Primary APN	`800077555`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Unfinished Basement	1,149 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	130 ft deep x 87.6 ft wide
Garage Type	Attached
Garage Area	736 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	60 sqft
Patio Area	98 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	646 CIRCLE DR
City	SEWARD
State	NE
Zip	68434-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	SEWARD CIRCLE ADDITION BLOCK 1 LOT 3
Legal Subdivision	CIRCLE ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	2
Census Block	2005
Census Tract	960200

Owner

Source: Seward County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 CIRCLE DR, SEWARD, NE 68434-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	20251277
Record Updated	Jun 8, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEWARD NE
Recording Date	Jun 30, 2025
Property Address	646 CIRCLE DR, SEWARD, NE 68434-1031
Document Number	0202501277
Instrument Date	Jun 30, 2025
Instrument	202501277
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE SERVICES/BLUE VALLEY, TITLE SVCS OF BLUE VALLEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202501278
Date	Jun 30, 2025
Instrument	202501278

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 30, 2030
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	12%
Index	Prime Rate
Margin	1
Max Rate	12%

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (-3.01%)	$254,459 (+2.85%) Land $33,617 Building $220,842	$254,459 (+2.85%) Land $33,617 Building $220,842
2024	$2,822.00 (-14.77%)	$247,408 (+8.66%) Land $30,510 Building $216,898	$247,408 (+8.66%) Land $30,510 Building $216,898
2023	$3,311.00	$227,690 Land $30,510 Building $197,180	$227,690 Land $30,510 Building $197,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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