646 Cherry St, Bally, PA 19503 Property Records

Berks County property record for 646 Cherry St, Bally, PA 19503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,052 sqft · built 1996
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Jan 2010)
Tax Bill	$1,918 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6309-09-17-7153`

Property Details

APN / Parcel Number

Primary APN	`6309-09-17-7153`
Alternative APNs	`25-6309-09-17-7153` `25000520` `000520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,052 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25000520
Street Address	646 CHERRY ST
City	BALLY
State	PA
Zip	19503-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAND/ELMER & ANNA S GILBERT
Legal Block	17
Legal Lot Number	4
Jurisdiction	BERKS PA
Township / Civil Division	BALLY
Census Block Group	4
Census Block	4008
Census Tract	13302

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 CHERRY ST, BALLY, PA 19503-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit QNB BANK
Feb 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QNB BANK
Feb 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QNB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2010 · Amount on Record
Deed Sale	Jan 20, 2010 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Document Number	20102416
Prior Transfer Date	Apr 16, 2002
Prior Transfer Doc	0000033494
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	646 CHERRY ST, BALLY, PA 19503-9610
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CHERRY ST, BALLY, PA 19503-9610

Mortgage

Document Number	0000008930
Date	Mar 29, 2023
Instrument	2023008930

Lender

Name	QNB BANK
Type	Bank
Address	QUAKERTOWN, PA 18951

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	646 CHERRY ST, BALLY, PA 19503-9610
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006544
Date	Feb 27, 2018
Instrument	2018006544

Lender

Name	QNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	646 CHERRY ST, BALLY, PA 19503-9610
Document Number	0000006281
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018
Title Company	EVANS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 CHERRY ST BALLY PA 195039610, BALLY, PA 19503-9610

Mortgage

Document Number	0000006281
Date	Feb 26, 2018
Instrument	6281

Lender

Name	QNB BK
Type	Bank
Address	QUAKERTOWN, PA 18951-9005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 25, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Bally Borough
Unified School District	Boyertown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,918.00 (+12.23%) Homeowner's exemption	$125,300 (-) Land $48,900 Building $76,400	$48,900 (-60.97%) Land $48,900
2024	$1,709.00	$125,300 Land $48,900 Building $76,400
1994			$125,300 Land $48,900 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALLY MUNI WATER WORKS serves 2,146 people · EPA ID PA3060002
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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