Morrison County property record for 646 Cherry Ln, Royalton, MN 56373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 884 sqft · built 2004 |
| Lot Size | 0.155 acres (6,753 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,900 (May 2005) |
| Tax Bill | $2,204 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44.0597.001 |
| Primary APN | 44.0597.001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,753 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 646 CHERRY LN |
|---|---|
| City | ROYALTON |
| State | MN |
| Zip | 56373-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | RIVEREDGE FIRST; LOT 003 BLOCK 003 OF RIVEREDGE FIRST THAT PT OF LOT 3 BLK 3 LYING NLY OF LN DRAWN FROM PT ON W LN 44.70 FT N |
| Legal Subdivision | RIVEREDGE FIRST |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MORRISON MN |
| Township / Civil Division | ROYALTON |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 780300 |
Source: Morrison County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 CHERRY LN, ROYALTON, MN 56373-4405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2005 · Amount on Record |
| Deed Sale | May 2, 2005 · Amount on Record |
| Deed Document Number | 2005453998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRISON MN |
| Property Address | 646 CHERRY LN, ROYALTON, MN 56373-4405 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000564107 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 564107 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Morrison County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Morrison County |
| Municipality | Royalton City |
| Unified School District | Royalton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,204.00 (+4.95%) Homeowner's exemption | $219,800 (+12.14%) Land $20,300 Building $199,500 | $219,800 (+12.14%) Land $20,300 Building $199,500 |
| 2025 | $196,000 (-11.39%) Land $15,800 Building $180,200 | $196,000 (-11.39%) Land $15,800 Building $180,200 | |
| 2023 | $2,100.00 Homeowner's exemption | $221,200 Land $18,200 Building $203,000 | $221,200 Land $18,200 Building $203,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Royalton serves 1,266 people · EPA ID MN1490006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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