646 Cervantes Dr, Henderson, NV 89014 Property Records

Clark County property record for 646 Cervantes Dr, Henderson, NV 89014

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,706 sqft · built 1989
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2019)
Tax Bill	$1,598 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178-05-613-025`

Property Details

APN / Parcel Number

Primary APN	`178-05-613-025`
Alternative APN	`18062Q004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	1,706 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	83 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	150 sqft
Patio Area	150 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Storm Sewer

Location & Zoning

Street Address	646 CERVANTES DR
City	HENDERSON
State	NV
Zip	89014-4066
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	H:RM-10
Legal Description	LA MANCHA 2 TWNHS-PHASES 4 & 5 PLAT BOOK 43 PAGE 4 LOT 61 PHASE 4
Legal Range	62E
Legal Township	22S
Legal Section	05
Legal Subdivision	LA MANCHA 2 TWNHS-PHASES 4 & 5
Legal Phase	4
Legal Block	4
Legal Lot Number	61
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1000
Census Tract	5104

Owner

646 Cervantes Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2019.

Source: Clark County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 CERVANTES DR, HENDERSON, NV 89014-4066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 30, 2019	Warranty Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Sep 1, 2009 · Amount on File
Deed Document Number	2019241
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	0000000241
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	646 CERVANTES DR, HENDERSON, NV 89014-4066
Document Number	0000002419
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 CERVANTES DR HENDERSON NV 890144066, HENDERSON, NV 89014-4066

Mortgage

Document Number	0000002419
Date	Nov 30, 2020
Instrument	201130002419

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 29, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	646 CERVANTES DR, HENDERSON, NV 89014-4066
Document Number	0000000125
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 CERVANTES DR HENDERSON NV 890144066, HENDERSON, NV 89014-4066

Mortgage

Document Number	0000000125
Date	Feb 12, 2020
Instrument	200212000125

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2045

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK NV
Recording Date	May 30, 2019
Property Address	646 CERVANTES DR, HENDERSON, NV 89014-4066
Document Number	0000000241
Instrument Date	May 15, 2019
Instrument	190530000241
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 CERVANTES DR HENDERSON NV 890144066, HENDERSON, NV 89014-4066

Mortgage

Document Number	242
Date	May 30, 2019
Instrument	190530000242

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 29, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 646 Cervantes Dr was $1,598.

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,598.00	$77,491 Land $29,400 Building $48,091
2024		$75,829 Land $25,200 Building $50,629	$216,654 Land $72,000 Building $144,654
2023	$1,507.00
2022			$191,897 Land $69,600 Building $122,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 Cervantes Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1984)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 Cervantes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WeLink Communications Fixed Wireless	700 / 700
isp.net Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

Nearby Properties on Cervantes Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures