Harnett County property record for 646 Century Dr, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,614 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $238,000 (Aug 2020) |
| Tax Bill | $2,570 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500037557 |
| Primary APN | 1500037557 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,614 sqft Heated Area |
| 1st Floor Area | 1,635 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1500037557 |
|---|---|
| Street Address | 646 CENTURY DR |
| City | CAMERON |
| State | NC |
| Zip | 28326-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LOT#339 COLONY PH B PT 2&2C MAP#2013-70 |
| Legal Subdivision | LEXINGTON PLANTATION |
| Legal Phase | B |
| Legal Lot Number | 339 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71303 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 CENTURY DR, CAMERON, NC 28326-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Aug 12, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Feb 26, 2019 | Trustee's Deed, Foreclosure · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 202013207 |
| Deed Book / Page | 3848 / 623 |
| Prior Transfer Date | Feb 25, 2019 |
| Prior Transfer Doc | 0000002228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 4, 2020 |
| Property Address | 646 CENTURY DR, CAMERON, NC 28326-4027 |
| Document Number | 0000013207 |
| Book / Page | 3848 / 623 |
| Map Reference | MB 2013 PG 70&71 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020013207 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7052 OVENBIRD RD, 7052, WEEKI WACHEE, FL 34613-6336 |
| Name | Verified Name |
|---|---|
| Address | 646 CENTURY DR, CAMERON, NC 28326-4027 |
| Document Number | 0000013209 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020013209 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Aug 12, 2019 |
| Property Address | 646 CENTURY DR, CAMERON, NC 28326-4027 |
| Document Number | 0000011241 |
| Book / Page | 003724 / 000684 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 11241 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 CENTURY DR CAMERON NC 283264027, CAMERON, NC 28326-4027 |
| Document Number | 11242 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 003724/000686 |
| Instrument | 11242 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 646 CENTURY DR, CAMERON, NC 28326-4027 |
| Document Number | 0000002228 |
| Book / Page | 3675 / 0878 |
| Map Reference | MAP 2013 PG 70&71 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 2019002228 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $366.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4008 BARRETT DR STE 102, 102, RALEIGH, NC 27609-6621 |
| Document Number | 0000002229 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 3675/0880 |
| Instrument | 2019002229 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2020 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,570.00 (+27.23%) | $331,367 (+21.74%) | $331,367 (+21.74%) Land $62,790 Building $268,577 |
| 2023 | $2,020.00 | $272,197 | $272,197 Land $36,550 Building $235,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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