Monroe County and Webster Town property record for 646 Celtic Way, Webster, NY 14580 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,744 sqft · built 2006 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $174,720 (Sep 2006) |
| Tax Bill | $7,344 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 063.15-1-98.4 |
| Primary APN | 265489 063.15-1-98.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 868 sqft |
| Game Room | Game Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 306 ft deep x 55.5 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 155 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 CELTIC WAY |
|---|---|
| City | WEBSTER |
| State | NY |
| Zip | 14580-1580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PHELPS & GORHAM PURCHASE |
| Legal Block | 1 |
| Legal Lot Number | 98.400 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11203 |
Source: Monroe County and Webster Town records · APN 265489 063.15-1-98.4
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 646 CELTIC WAY, WEBSTER, NY 14580-1580 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Aug 26, 2025 | Deed of Trust, Mortgage · Unknown ESL FCU |
| Mar 01, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on Record |
| Deed Sale | Sep 29, 2006 · Amount on Record |
| Deed Book / Page | 10363 / 681 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0000000923 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 646 CELTIC WAY, WEBSTER, NY 14580-1580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503327474 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 31121/823 |
| Instrument | 202503327474 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 646 CELTIC WAY, WEBSTER, NY 14580-1580 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503327475 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 31121/832 |
| Instrument | 202503327475 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 646 CELTIC WAY, WEBSTER, NY 14580-1580 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000398 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 27938/569 |
| Instrument | 201903010398 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 18, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County and Webster Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,344.00 (+6.92%) | $162,500 (-) Land $36,900 Building $125,600 | $338,500 (+20.81%) Land $76,866 Building $261,634 |
| 2023 | $162,500 (-) Land $36,900 Building $125,600 | $280,200 (+10.36%) Land $63,627 Building $216,573 | |
| 2022 | $162,500 Land $36,900 Building $125,600 | $253,900 Land $57,655 Building $196,245 | |
| 2021 | $6,869.00 |
Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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