646 Cedarwood Dr, Eagle Point, OR 97524 Property Records

Jackson County property record for 646 Cedarwood Dr, Eagle Point, OR 97524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,595 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$407,000 (Aug 2021)
Tax Bill	$4,025 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`361W10BD2600`

Property Details

APN / Parcel Number

Primary APN	`361W10BD2600`
Alternative APNs	`361W10BD02600` `10954625`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,595 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 CEDARWOOD DR
City	EAGLE POINT
State	OR
Zip	97524-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	01W
Legal Township	36S
Legal Section	10
Legal Quarter	2
Legal Subdivision	ECHOES PONDEROSA PHASE 1
Legal Block	1
Legal Lot Number	20
Jurisdiction	JACKSON OR
Township / Civil Division	EAGLE POINT
Census Block Group	1
Census Block	1048
Census Tract	1403

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	202134715
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 11, 2021
Property Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605
Document Number	0000034715
Instrument Date	Aug 11, 2021
Instrument	2021-034715
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605

Mortgage

Document Number	0000034716
Date	Aug 11, 2021
Instrument	2021-034716

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605
Document Number	0000021140
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	646 CEDARWOOD DR EAGLE POINT OR 975249605, EAGLE POINT, OR 97524-9605

Mortgage

Document Number	0000021140
Date	Jun 24, 2020
Instrument	21140

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 15, 2019
Property Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605
Document Number	0000009878
Instrument Date	Apr 11, 2019
Instrument	2019-009878
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CEDARWOOD DR, EAGLE POINT, OR 97524-9605

Mortgage

Document Number	0000009879
Date	Apr 15, 2019
Instrument	2019-009879

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Eagle Point City
Unified School District	Eagle Point School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,850 (+3%)	$403,160 (-1.17%) Land $122,880 Building $280,280
2025	$4,025.00 (+2.42%)	$287,240 (+3%) Land $143,040 Building $144,200	$407,950 (-3.09%) Land $131,000 Building $276,950
2024	$3,930.00 (+3.5%)	$278,880 (+3%) Land $138,870 Building $140,010	$420,950 (-4.64%) Land $129,000 Building $291,950
2023	$3,797.00 (+2.82%)	$270,760 (+3%) Land $134,830 Building $135,930	$441,440 (+2.28%) Land $208,520 Building $232,920
2022	$3,693.00	$262,880 Land $130,910 Building $131,970	$431,580 Land $228,870 Building $202,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE POINT serves 9,554 people · EPA ID OR4100267
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

Nearby Properties on Cedarwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures