646 Cedar Elm Ct, Eustis, FL 32726 Property Records

Lake County property record for 646 Cedar Elm Ct, Eustis, FL 32726 · Last verified August 2026

Property Highlights

Property Type	Vacant Land > Residential
Occupancy	Owner Occupied
Last Sale	$268,999 (2026)

Property Details

APN / Parcel Number

Primary APN	`15-19-26-0035-000-01200`
Alternative APNs	`261915003500001200` `3960377`

Location & Zoning

Account Number	3960377
Street Address	646 CEDAR ELM CT
City	EUSTIS
State	FL
Zip	32726-6128
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	CONNORS COVE PB 87 PG 8-11 LOT 12 ORB 6675 PG 1315
Legal Subdivision	CONNORS COVE
Legal Tract	C-H,RW-1&R
Legal Lot Number	12
Jurisdiction	LAKE FL

Owner

Source: Lake County records · APN 15-19-26-0035-000-01200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 CEDAR ELM CT, EUSTIS, FL 32726-6128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Deed Doc Number	202694671
Deed Book / Page	6787 / 1209
Record Refreshed	Sep 20, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 03, 2026
Property Address	646 CEDAR ELM CT, EUSTIS, FL 32726-6128
Document Number	0000094671
Book / Page	6787 / 1209
Instrument Date	Jul 30, 2026
Instrument	202694671
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190,181.99
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CEDAR ELM CT, EUSTIS, FL 32726-6128

Mortgage

Document Number	0000094672,
Date	Aug 03, 2026
Instrument	202694672

Lender

Name	NATIONAL BANK FLORIDA

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.47%
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2026	$37,500 Land $37,500	$37,500 Land $37,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.