646 Carlsbad St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 646 Carlsbad St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,069 sqft · built 1977
Lot Size	0.148 acres (6,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,435,000 (Jun 2018)
Tax Bill	$18,988 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`088-20-124`

Property Details

APN / Parcel Number

Primary APN	`088-20-124`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
1st Floor Area	1,146 sqft
2nd Floor Area	923 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Construction Type	Wood
Lot Area	6,480 sqft (0.148 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Pool Area	6,380 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	646 CARLSBAD ST
City	MILPITAS
State	CA
Zip	95035-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 5756 LOT 14
Legal Subdivision	5756
Legal Tract	5756
Legal Lot Number	14
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504415

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 CARLSBAD ST, MILPITAS, CA 95035-6627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 17, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jun 15, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Dec 28, 2012
Deed Document Number	23957166
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	646 CARLSBAD ST, MILPITAS, CA 95035-6627
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024122662
Date	Feb 26, 2019
Instrument	24122662

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	646 CARLSBAD ST, MILPITAS, CA 95035-6627
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024446174
Date	Apr 2, 2020
Instrument	24446174

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	646 CARLSBAD ST, MILPITAS, CA 95035-6627
Document Number	0024187825
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 CARLSBAD ST MILPITAS CA 950356627, MILPITAS, CA 95035-6627

Mortgage

Document Number	0024187825
Date	May 24, 2019
Instrument	24187825

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 15, 2018
Property Address	646 CARLSBAD ST, MILPITAS, CA 95035-6627
Document Number	0023957166
Instrument Date	Jun 7, 2018
Instrument	23957166
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,578.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	646 CARLSBAD ST MILPITAS CA 950356627, MILPITAS, CA 95035-6627

Mortgage

Document Number	23957167
Date	Jun 15, 2018
Instrument	23957167

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,988.00 (+2.61%)	$1,632,779 (+4.04%) Land $1,336,946 Building $295,833
2023	$18,505.00 (+0.43%)	$1,569,379 Land $1,285,032 Building $284,347
2022	$18,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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