646 Cabernet Pl, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 646 Cabernet Pl, Saint Augustine, FL 32084 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2009
Square Footage	1,323 sqft Living Area
Lot Size	3,484 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$117,400 (2009)
Tax Bill	$785.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`086532-0770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,323 sqft Living Area
Gross Area	1,543 sqft Gross Area
1st Floor	594 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,484 sqft (0.08 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	220 sqft Garage
Patio Area	135 sqft Patio
Porch Area	177 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	646 CABERNET PL
City	SAINT AUGUSTINE
State	FL
Zip	32084-2446
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	59/116-120 SOUTH TUSCANY VILLAGE LOT 77 OR3255/48
Legal Range	29E
Legal Township	07S
Legal Section	05
Legal Subdivision	SOUTH TUSCANY VILLAGE
Legal Block	4
Legal Lot Number	77
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4017
Census Tract	20904

Owner

Source: St. Johns County records · APN 086532-0770

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 CABERNET PL, SAINT AUGUSTINE, FL 32084-2446
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2009 · Amount on Record
Deed Sale	Nov 03, 2009 · Amount on Record
Deed Doc Number	200956492
Deed Book / Page	3255 / 48
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	646 CABERNET PL, SAINT AUGUSTINE, FL 32084-2446
Document Number	0044150475
Book / Page	004415 / 000475
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	646 CABERNET PL ST AUGUSTINE FL 320842446, ST AUGUSTINE, FL 32084-2446

Mortgage

Document Number	0044150475
Date	Aug 03, 2017
Book Page	004415/000475
Instrument	53512

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 02, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,566 (+2.7%)	$179,516 (-4.25%) Land $45,000 Building $134,516
2025	$785.00 (+26.21%) Homeowner's exemption Senior Citizen's exemption	$94,027 (+2.9%)	$187,476 (-11.21%) Land $45,000 Building $142,476
2024	$622.00 (+0.97%) Homeowner's exemption Senior Citizen's exemption	$91,377 (+3%)	$211,145 (+7.64%) Land $55,000 Building $156,145
2023	$616.00 (+4.76%) Homeowner's exemption Senior Citizen's exemption	$88,716 (+3%)	$196,158 (+4.53%) Land $55,000 Building $141,158
2022	$588.00 Homeowner's exemption Senior Citizen's exemption	$86,132	$187,666 Land $47,040 Building $140,626

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.