Seminole County property record for 646 Broadoak Loop, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,538 sqft · built 2002 |
| Lot Size | 0.544 acres (23,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Jun 2016) |
| Tax Bill | $4,802 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-19-30-512-0000-5470 |
| Primary APN | 19-19-30-512-0000-5470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 2,538 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 23,730 sqft |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 313 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 646 BROADOAK LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-7104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 547 LAKE FOREST SECTION 10B PB 60 PGS 64 - 66 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 19 |
| Legal Subdivision | LAKE FOREST SECTION 10B |
| Legal Tract | 512 |
| Legal Lot Number | 547 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20706 |
646 Broadoak Loop is owned and occupied by two individuals who bought it in June 2016.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 BROADOAK LOOP, SANFORD, FL 32771-7104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on File |
| Deed Sale | Jun 24, 2016 · Amount on File |
| Prior Sale | Aug 15, 2013 · Amount on File |
| Deed Document Number | 2016065626 |
| Deed Book / Page | 08714 / 1013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 646 BROADOAK LOOP, SANFORD, FL 32771-7104 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0100031350 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 10003/1350 |
| Instrument | 2021101740 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 646 Broadoak Loop was $4,802 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,802.00 Homeowner's exemption | $385,731 | $563,222 Land $225,000 Building $338,222 |
| 2023 | $4,617.00 (+2.53%) Homeowner's exemption | $363,942 (+3%) | $527,984 (+0.76%) Land $140,000 Building $387,984 |
| 2022 | $4,503.00 Homeowner's exemption | $353,342 | $524,005 Land $140,000 Building $384,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Broadoak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 98 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Broadoak Loop is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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