646 Branch Rd, Holts Summit, MO 65043 Property Records

Callaway County property record for 646 Branch Rd, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,286 sqft · built 1972
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual on Record
Last Sale	$299,053 (Apr 2025)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	May 2017 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-36.0-10-006-007.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-36.0-10-006-007.000`
Alternative APN	`2507036010006000000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	1,286 sqft
Finished Basement	650 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	20 ft deep x 10 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507036010006007000
Street Address	646 BRANCH RD
City	HOLTS SUMMIT
State	MO
Zip	65043-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 STEPPLEMAN SUB. #2
Legal Range	11W
Legal Township	45N
Legal Section	36
Legal Subdivision	STEPPELMAN SUBDIVISION #2
Legal Lot Number	9
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2010
Census Tract	70702

Owner

Source: Callaway County assessment roll, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Apr 18, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Apr 29, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Apr 29, 2021	Warranty Deed, Transfer
May 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20252055
Deed Book / Page	519 / 508
Last Transfer Date	Apr 23, 2025
Transfer Doc	000519/609
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0987
Date	May 9, 2017
Book Page	D0238/0987
Instrument	201702790

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 18, 2025
Property Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Document Number	000519/508
Book / Page	519 / 508
Instrument Date	Apr 17, 2025
Instrument	202502055
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520

Mortgage

Document Number	0202502056
Date	Apr 18, 2025
Instrument	202502056

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Mortgage

Document Number	000519/510
Date	Apr 18, 2025
Book Page	519/510
Instrument	202502057

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/611
Date	Apr 29, 2021
Book Page	246/611
Instrument	202103352

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 29, 2021
Property Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Document Number	492/309
Book / Page	492 / 309
Instrument Date	Apr 29, 2021
Instrument	202103351
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 9, 2017
Property Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520
Document Number	M0465/0369
Book / Page	M0465 / 0369
Instrument Date	Apr 29, 2017
Instrument	201702789
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BRANCH RD, HOLTS SUMMIT, MO 65043-1520

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+21.04%)	$30,387 (+24.09%)	$159,930 (+24.09%)
2024	$1,526.00 (+0.07%)	$24,487 (-)	$128,880 (-)
2023	$1,525.00 (+1.94%)	$24,487 (+1.98%)	$128,880 (+1.98%)
2022	$1,496.00	$24,012 Land $2,223 Building $21,789
2021			$126,380 Land $11,700 Building $114,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Wisper ISP.

Nearby Properties on Branch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures