646 Boca Raton Rd, Billings, MT 59105 Property Records

Yellowstone County property record for 646 Boca Raton Rd, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,098 sqft · built 2018
Lot Size	0.386 acres (16,816 sqft)
Owner	2 Individual Names on File
Last Sale	$525,200 (Jul 2026)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`000A225990`

Property Details

APN / Parcel Number

Primary APN	`000A225990`
Alternative APNs	`03-1033-16-2-14-27-0000` `R0323509` `A225990` `A22599`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,098 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	1,721 sqft
Basement Area	1,721 sqft
Finished Basement	1,377 sqft
Unfinished Basement	344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,816 sqft (0.386 acres)
View / Lot	Neighborhood / Spot
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 BOCA RATON RD
City	BILLINGS
State	MT
Zip	59105-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	LAKE HILLS SUBD 15TH FILING, S16, T01 N, R26 E, BLOCK 46, LOT 15
Legal Range	26E
Legal Township	01N
Legal Section	16
Legal Subdivision	LAKE HILLS SUBD 15TH FILING
Legal Block	46
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1004
Census Tract	701

Owner

646 Boca Raton Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Apr 24, 2023	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 27, 2020	Deed of Trust, Mortgage STOCKMAN BK/MT
Nov 30, 2018	Quit Claim Deed, Transfer STOCKMAN BK/MT
Jul 31, 2018	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
Jun 28, 2018	Warranty Deed, Transfer AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Apr 24, 2023
Deed Document Number	20264138888
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0003869567
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 14, 2026
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Document Number	0004138888
Instrument Date	Jul 13, 2026
Instrument	20264138888
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686

Mortgage

Document Number	0004138888,
Date	Jul 14, 2026
Instrument	20264138888

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 24, 2023
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Document Number	0004045441
Map Reference	DOC 600127
Instrument Date	Apr 21, 2023
Instrument	4045441
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	116 HILL ST, WOLF POINT, MT 59201-1911

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004020526
Date	Jun 17, 2022
Instrument	4020526

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003984512
Date	Aug 11, 2021
Instrument	3984512

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003968703
Date	Apr 19, 2021
Instrument	3968703

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Document Number	0003918657
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 BOCA RATON RD BILLINGS MT 591053686, BILLINGS, MT 59105-3686

Mortgage

Document Number	0003918657
Date	May 1, 2020
Instrument	3918657

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 30, 2018
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Document Number	0003869567
Instrument Date	Nov 30, 2018
Instrument	3869567
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 BOCA RATON RD BILLINGS MT 591053686, BILLINGS, MT 59105-3686

Mortgage

Document Number	3869568
Date	Nov 30, 2018
Instrument	3869568

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 31, 2018
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Instrument Date	Jul 23, 2018
Instrument	3856176
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 COVEY CT #B BOZEMAN MT 597188410, B, BOZEMAN, MT 59718-8410

Mortgage

Document Number	0003856176
Date	Jul 31, 2018
Instrument	3856176

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 28, 2018
Property Address	646 BOCA RATON RD, BILLINGS, MT 59105-3686
Document Number	0003853185
Instrument Date	Jun 28, 2018
Instrument	3853185
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	751 NOTTINGHAM CIR #4 BILLINGS MT 591051543, 4, BILLINGS, MT 59105-1543

Tax Assessment & Valuation

The 2025 property tax bill for 646 Boca Raton Rd was $4,035, down 15.4% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,300 (-) Land $78,259 Building $480,041	$558,300 (-) Land $78,259 Building $480,041
2025	$4,035.00 (-15.37%)	$558,300 Land $78,259 Building $480,041	$558,300 Land $78,259 Building $480,041
2024	$4,768.00 (+11.25%)
2023	$4,286.00	$480,300	$480,300 Land $66,468 Building $413,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Boca Raton Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Boca Raton Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 50% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: CenturyLink.

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