Albemarle County property record for 646 Bleeker St, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,490 sqft · built 2018 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $831,000 (Oct 2021) |
| Tax Bill | $9,383 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076S0-02-00-07200 |
| Primary APN | 076S0-02-00-07200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Finished Area |
| Basement Area | 1,640 sqft |
| Unfinished Basement | 1,640 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 420 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 646 BLEEKER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-3665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 RESIDEN |
| Legal Description | WINTERGREEN FARM IIA 72 |
| Legal Subdivision | WINTERGREEN FARM |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11202 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 BLEEKER ST, CHARLOTTESVILLE, VA 22903-3665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC |
| Sep 25, 2020 | Deed of Trust, Mortgage TRUIST BK |
| Apr 6, 2018 | Grant Deed, Subdivision Related Transfer SUNTRUST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 202118020 |
| Deed Book / Page | 5630 / 666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 27, 2021 |
| Property Address | 646 BLEEKER ST, CHARLOTTESVILLE, VA 22903-3665 |
| Document Number | 5630/666 |
| Book / Page | 5630 / 666 |
| Map Reference | MB 4981 PG 496 |
| Instrument Date | Oct 10, 2021 |
| Instrument | 2021-00018020 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $831.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 646 BLEEKER ST, CHARLOTTESVILLE, VA 22903-3665 |
| Document Number | 202100018021 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-00018021 |
| Name | BANK OF THE JAMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 646 BLEEKER ST, CHARLOTTESVILLE, VA 22903-3665 |
| Document Number | 0000014102 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 646 BLEEKER ST CHARLOTTESVILLE VA 229033665, CHARLOTTESVILLE, VA 22903-3665 |
| Document Number | 0000014102 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 005403/000086 |
| Instrument | 14102 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 6, 2018 |
| Property Address | 646 BLEEKER ST, CHARLOTTESVILLE, VA 22903-3665 |
| Document Number | 0000003508 |
| Book / Page | 005031 / 000306 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 3508 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.92 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 646 BLEEKER ST CHARLOTTESVILLE VA 22903, CHARLOTTESVILLE, VA 22903 |
| Document Number | 3509 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 005031/000311 |
| Instrument | 3509 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 5, 2048 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,383.00 (+4.73%) | $1,049,600 (+4.73%) Land $255,800 Building $793,800 | $1,049,600 (+4.73%) Land $255,800 Building $793,800 |
| 2025 | $8,959.00 (+15.78%) | $1,002,200 (+10.59%) Land $244,800 Building $757,400 | $1,002,200 (+10.59%) Land $244,800 Building $757,400 |
| 2023 | $7,738.00 | $906,200 Land $242,000 Building $664,200 | $906,200 Land $242,000 Building $664,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1982–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures