646 Blacksmith Run Dr, Hendersonville, NC 28792 Property Records

Henderson County property record for 646 Blacksmith Run Dr, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,272 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,500 (Oct 2018)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9691712653`

Property Details

APN / Parcel Number

Primary APN	`9691712653`
Alternative APN	`10003232`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,272 sqft Heated Area
1st Floor Area	1,884 sqft
Upper Floors Area	388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10003232
Street Address	646 BLACKSMITH RUN DR
City	HENDERSONVILLE
State	NC
Zip	28792-0329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10003232~R
Legal Description	BLACKSMITH RUN LO64 PL2018-11345
Legal Subdivision	VISTA AT BLACKSMITH RUN
Legal Block	71
Legal Lot Number	2653
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1024
Census Tract	930402

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 10, 2020	Loan Modification, Mortgage UNITED CMNTY BK
Dec 19, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Book / Page	3264 / 97
Last Transfer Date	Mar 21, 2021
Transfer Doc	0036800581
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Investor	Possibly a Property Investor

Mortgage

Document Number	0040960700
Date	Oct 17, 2023
Book Page	4096/700
Instrument	1001005123

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Document Number	0034440598
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	646 BLACKSMITH RUN DR HENDERSONVILLE NC 28792, HENDERSONVILLE, NC 28792

Mortgage

Document Number	0034440598
Date	Jan 29, 2020
Book Page	003444/000598
Instrument	918931

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 19, 2018
Property Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Document Number	0032810590
Book / Page	003281 / 000590
Instrument Date	Dec 18, 2018
Instrument	895726
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3290 COBB GALLERIA PKWY #12 ATLANTA GA 303396324, 12, ATLANTA, GA 30339-6324

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 26, 2018
Property Address	646 BLACKSMITH RUN DR, HENDERSONVILLE, NC 28792-0329
Document Number	0032640097
Book / Page	003264 / 000097
Instrument Date	Oct 26, 2018
Instrument	893145
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$131.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3290 COBB GALLERIA PKWY ATLANTA GA 303396324, ATLANTA, GA 30339-6324

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,100 (-) Land $115,000 Building $438,100
2025	$3,019.00	$553,100 (-) Land $115,000 Building $438,100
2023		$553,100 Land $115,000 Building $438,100	$553,100 Land $115,000 Building $438,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

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