646 Black Eagle Dr, Groveland, FL 34736 Property Records

Lake County property record for 646 Black Eagle Dr, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,952 sqft · built 2017
Lot Size	0.163 acres (7,126 sqft)
Owner	Individual Name on File
Last Sale	$233,963 (Dec 2017)
Tax Bill	$269 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-25-0050-000-47100`

Property Details

APN / Parcel Number

Primary APN	`09-22-25-0050-000-47100`
Alternative APN	`3905648`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,126 sqft (0.163 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3905648
Street Address	646 BLACK EAGLE DR
City	GROVELAND
State	FL
Zip	34736-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE POINTE PHASE IV PB 68 PG 58-60 LOT 471 ORB 5034 PG 1695
Legal Range	25E
Legal Township	22S
Legal Section	09
Legal Subdivision	EAGLE POINTE PHASE
Legal Phase	4
Legal Tract	50
Legal Lot Number	471
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3046
Census Tract	31207

Owner

646 Black Eagle Dr is owned and occupied by an individual who bought it in December 2017.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	646 BLACK EAGLE DR, GROVELAND, FL 34736-8044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 1, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Deed Document Number	2017128328
Deed Book / Page	5034 / 1695
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	646 BLACK EAGLE DR, GROVELAND, FL 34736-8044
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BLACK EAGLE DR, GROVELAND, FL 34736-8044

Mortgage

Document Number	0058610458
Date	Dec 20, 2021
Book Page	5861/458
Instrument	2021175620

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 1, 2017
Property Address	646 BLACK EAGLE DR, GROVELAND, FL 34736-8044
Document Number	0050341695
Book / Page	5034 / 1695
Map Reference	MB 68 PG 58-60
Instrument Date	Nov 30, 2017
Instrument	2017128328
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE OF F

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 LAKE ORANGE DR # 450, 2420, ORLANDO, FL 32837-7802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BLACK EAGLE DR, GROVELAND, FL 34736-8044

Mortgage

Document Number	2017128329
Date	Dec 1, 2017
Instrument	2017128329

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,310 Land $70,000 Building $152,310	$313,592 Land $70,000 Building $243,592
2024	$269.00 (+4.67%)
2023	$257.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$209,760 (+3%)	$305,687 (+7.3%) Land $70,000 Building $235,687
2022	$257.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$203,650	$284,891 Land $70,000 Building $214,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Black Eagle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Black Eagle Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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