646 Bear Hill Rd, Middletown, CT 06457 Property Records

Middletown City property record for 646 Bear Hill Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,803 sqft · built 1810
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Tax Bill	$7,636 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:52 L:0074`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:52 L:0074`
Alternative APN	`R00827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,803 sqft Living Area
Gross Area	4,220 sqft
1st Floor Area	1,070 sqft
Basement Area	570 sqft
Unfinished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R00827
Street Address	646 BEAR HILL RD
City	MIDDLETOWN
State	CT
Zip	06457-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Lot Number	74
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2013
Census Tract	680200

Owner

646 Bear Hill Rd is owned and occupied by an individual who acquired it in May 2021.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	646 BEAR HILL RD, MIDDLETOWN, CT 06457-5738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jul 19, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WILLIAM R BENGTSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2021
Transfer Doc	002010-310
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jun 14, 2021
Property Address	646 BEAR HILL RD, MIDDLETOWN, CT 06457-5738
Document Number	002010-310
Book / Page	2010 / 310
Instrument Date	May 2, 2021
Instrument	3620760003
Transaction Type	Transfer
Record Updated	Jul 25, 2024
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BEAR HILL RD, MIDDLETOWN, CT 06457-5738

Mortgage

Document Number	3620770016
Date	Jun 14, 2021
Instrument	3620770016

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 19, 2019
Property Address	646 BEAR HILL RD, MIDDLETOWN, CT 06457-5738
Document Number	001947-987
Book / Page	1947 / 987
Instrument Date	Jul 8, 2019
Instrument	3475880003
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SUMMER HILL RD, MIDDLETOWN, CT 06457-5645

Mortgage

Document Number	001947-990
Date	Jul 19, 2019
Book Page	1947/990
Instrument	3475890008

Lender

Name	WILLIAM R BENGTSON

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 646 Bear Hill Rd was $7,636.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,636.00	$197,760 (-) Land $62,200 Building $135,560	$445,874 (+222.09%)
2025		$197,760 (-) Land $62,200 Building $135,560	$138,432 Land $43,540 Building $94,892
2024	$7,319.00 (+4.51%)	$197,760 (-) Land $62,200 Building $135,560
2023	$7,003.00 (+13.01%)	$197,760 (+31.66%) Land $62,200 Building $135,560
2022	$6,197.00	$150,210 Land $49,250 Building $100,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Bear Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Bear Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bear Hill Rd

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