Benzie County property record for 646 Beach Rd, Frankfort, MI 49635
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 896 sqft · built 1956 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Aug 2004) |
| Tax Bill | $29,639 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-075-009-00 |
| Primary APN | 10-075-009-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 2,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 186 ft deep x 150 ft wide |
| Garage Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 646 BEACH RD |
|---|---|
| City | FRANKFORT |
| State | MI |
| Zip | 49635-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 & E 50 FT OF LOT 22 CRYSTAL DOWNS P.A. 646 BEACH ROAD F.K.A. 23 CRYSTAL DOWNS DR (PVT) [[ 776 163305; 782 QC 192661; 2 |
| Legal Subdivision | CRYSTAL DOWNS |
| Legal Lot Number | 21,22 |
| Jurisdiction | BENZIE MI |
| Township / Civil Division | LAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 300 |
Source: Benzie County records, as of July 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 BEACH RD, FRANKFORT, MI 49635-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2004 · Amount on Record |
| Deed Sale | Aug 12, 2004 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Benzie County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Benzie County |
| County Subdivision | Lake Township |
| Unified School District | Frankfort-Elberta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,178,900 (+59.11%) | ||
| 2025 | $29,639.00 | $4,357,800 (+59.11%) | |
| 2023 | $1,369,400 | $2,738,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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