646 Ave D, Billings, MT 59102 Property Records

Yellowstone County property record for 646 Ave D, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,881 sqft · built 1955
Lot Size	0.212 acres (9,236 sqft)
Owner	Individual Name on Record
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A110300`

Property Details

APN / Parcel Number

Primary APN	`000A110300`
Alternative APNs	`03-1033-31-4-11-19-0000` `R0311407` `A110300` `A11030`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,254 sqft
Basement Area	1,254 sqft
Finished Basement	627 sqft
Unfinished Basement	627 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,236 sqft (0.212 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 AVENUE D
City	BILLINGS
State	MT
Zip	59102-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	MELNICK SUBD, S31, T01 N, R26 E, BLOCK 2, LOT 25 - 27
Legal Range	26E
Legal Township	01N
Legal Section	31
Legal Subdivision	MELNICK SUBD
Legal Block	2
Legal Lot Number	25-27
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4001
Census Tract	500

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	646 AVENUE D, BILLINGS, MT 59102-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 16, 2018	Warranty Deed, Transfer · VA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2018
Deed Sale	Aug 16, 2018
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	20183858822
Prior Transfer Date	Jun 18, 2008
Prior Transfer Doc	0003471342
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	646 AVENUE D, BILLINGS, MT 59102-3534
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 AVENUE D, BILLINGS, MT 59102-3534

Mortgage

Document Number	0004124648
Date	Jan 26, 2026
Instrument	4124648

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 16, 2018
Property Address	646 AVENUE D, BILLINGS, MT 59102-3534
Document Number	0003858822
Instrument Date	Aug 4, 2018
Instrument	3858822
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	646 AVENUE D BILLINGS MT 591023534, BILLINGS, MT 59102-3534

Mortgage

Document Number	3858823
Date	Aug 16, 2018
Instrument	3858823

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,400 (-) Land $50,657 Building $237,743	$288,400 (-) Land $50,657 Building $237,743
2025	$2,040.00 (-25.41%)	$288,400 (+8.58%) Land $50,657 Building $237,743	$288,400 (+8.58%) Land $50,657 Building $237,743
2024	$2,735.00 (+15.45%)
2023	$2,369.00	$265,600	$265,600 Land $46,378 Building $219,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

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