646 Andreas Loop, Shelbyville, MI 49344 Property Records

Allegan County property record for 646 Andreas Loop, Shelbyville, MI 49344

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,639 sqft · built 1996
Lot Size	4.36 acres (189,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2021)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-021-017-50`

Property Details

APN / Parcel Number

Primary APN	`24-021-017-50`
Alternative APN	`03-24-021-017-50`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	189,922 sqft (4.36 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 ANDREAS LOOP
City	SHELBYVILLE
State	MI
Zip	49344-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 PST TH N 660' TH E 560.01' TO POB THIS DESC TH W 533.50' TH N 495' TH E 233.50' TH S 31 DEG 19'26 E 582.85' TO POB SEC 21 T3N R11W TAX MAP: 4.53 AC (94)
Legal Range	11W
Legal Township	03N
Legal Section	21
Jurisdiction	ALLEGAN MI
Township / Civil Division	WAYLAND
Census Block Group	2
Census Block	2005
Census Tract	30501

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 ANDREAS LOOP, SHELBYVILLE, MI 49344-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 23, 2020	Deed of Trust, Mortgage QUICKEN LOANS INC
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Book / Page	4698 / 753
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	646 ANDREAS LOOP, SHELBYVILLE, MI 49344-9544
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004206/716
Date	Dec 21, 2017
Book Page	4206/716
Instrument	4206-716

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	646 ANDREAS LOOP, SHELBYVILLE, MI 49344-9544
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004475/629
Date	Jun 23, 2020
Book Page	4475/629

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 18, 2021
Property Address	646 ANDREAS LOOP, SHELBYVILLE, MI 49344-9544
Document Number	004698/753
Book / Page	4698 / 753
Instrument Date	Nov 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 ANDREAS LOOP, 646, SHELBYVILLE, MI 49344-9544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 ANDERSON DR, WAYLAND, MI 49348-9503

Mortgage

Document Number	0004698755
Date	Nov 18, 2021
Instrument	4698/755

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Wayland Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,700 (+13.36%) Land $46,800 Building $139,900	$373,400 (+13.36%) Land $93,600 Building $279,800
2025	$4,841.00 (+17.87%)
2023		$164,700 Land $39,300 Building $125,400	$329,400 Land $78,600 Building $250,800
2022	$4,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Andreas Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures