Lake County property record for 646 Allen St, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1960 |
| Lot Size | 0.142 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Jul 2022) |
| Tax Bill | $2,864 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0564-0047 |
| Primary APN | 001-25-46-0564-0047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| Basement Area | 952 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.142 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0564-0047 |
|---|---|
| Old Parcel Number | 254605640047 |
| Street Address | 646 ALLEN ST |
| City | GARY |
| State | IN |
| Zip | 46403-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLEN L. RYAN'S 2ND SUB. SE'LY 40FT. L.47 B.8 NW'LY 10FT. L.46 BL.8 |
| Legal Subdivision | GLEN |
| Legal Block | 8 |
| Legal Lot Number | 47 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10207 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 646 ALLEN ST, GARY, IN 46403-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 10, 2021 | Public Action, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Jul 8, 2021 |
| Deed Document Number | 2022-528744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 13, 2022 |
| Property Address | 646 ALLEN ST, GARY, IN 46403-2740 |
| Document Number | 0000028744 |
| Map Reference | MB 30 PG 24 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-528744 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 646 ALLEN ST, GARY, IN 46403-2740 |
| Document Number | 0000028745 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022-528745 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 8, 2021 |
| Property Address | 646 ALLEN ST, GARY, IN 46403-2740 |
| Document Number | 0000045795 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-045795 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 N WARREN ST, GARY, IN 46403-1558 |
| Name | Verified Name |
|---|---|
| Address | 619 LOUISIANA ST, GARY, IN 46402-1519 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 10, 2021 |
| Property Address | 646 ALLEN ST, GARY, IN 46403-2740 |
| Document Number | 0000041689 |
| Map Reference | MB 30 PG 24 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021-041689 |
| Transaction Type | Foreclosure |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1101 N WARREN ST # 5T, 5T, GARY, IN 46403-1558 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,000 (+19.6%) Land $9,800 Building $123,200 | $133,000 (+19.6%) Land $9,800 Building $123,200 | |
| 2024 | $2,864.00 (+138.67%) | ||
| 2023 | $111,200 (+132.15%) Land $9,800 Building $101,400 | $111,200 (+132.15%) Land $9,800 Building $101,400 | |
| 2022 | $1,200.00 | $47,900 Land $9,800 Building $38,100 | $47,900 Land $9,800 Building $38,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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