646 Allen Dr, Highland, MI 48357 Property Records

Oakland County property record for 646 Allen Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1991
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Apr 2021)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-430-011`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-430-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	314 sqft
Deck Area	296 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	646 ALLEN DR
City	HIGHLAND
State	MI
Zip	48357-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HEIGHTS LOT 154
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	154
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-430-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 ALLEN DR, HIGHLAND, MI 48357-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	2021114056
Deed Book / Page	56154 / 579
Prior Transfer Date	May 13, 2002
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 28, 2021
Property Address	646 ALLEN DR, HIGHLAND, MI 48357-3502
Document Number	0000114056
Book / Page	56154 / 579
Map Reference	LB 24 PG 18
Instrument Date	Apr 23, 2021
Instrument	114056
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8097 CRESCENT BEACH RD, PIGEON, MI 48755-9646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31238 SPRINGLAKE BLVD, NOVI, MI 48377-1114

Mortgage

Document Number	0056154581
Date	Apr 28, 2021
Instrument	56154/581

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 11, 2018
Property Address	646 ALLEN DR, HIGHLAND, MI 48357-3502
Document Number	0000058951
Book / Page	51711 / 00818
Map Reference	LB 24 PG 18
Instrument Date	Mar 29, 2018
Instrument	58951
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LEADING EDGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 ALLEN DR, 646, HIGHLAND, MI 48357-3502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2787 MAPLE FOREST DR, WIXOM, MI 48393-4533

Mortgage

Document Number	0000059080
Date	Apr 11, 2018
Instrument	59080

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00 (-33.04%) Homeowner's exemption	$129,490 (+14.65%)	$258,980 (+14.65%)
2024	$3,735.00 (+39.26%)
2023		$112,940	$225,880
2021	$2,682.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 230 locations within half a mile of this property.

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