Alameda County property record for 646 Adams St, Albany, CA 94706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1912 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2000) |
| Tax Bill | $11,603 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-2795-18 |
| Primary APN | 66-2795-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Street Address | 646 ADAMS ST |
|---|---|
| City | ALBANY |
| State | CA |
| Zip | 94706-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00018 BLK: AR: 0066 PAGE: 2795 |
| Legal Subdivision | REGENTS PARK MAP 07 |
| Legal Block | 5 |
| Legal Lot Number | 49&50 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 420302 |
646 Adams St is owned and occupied by two individuals who bought it in July 2000.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 ADAMS ST, ALBANY, CA 94706-1108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2000 · Amount on File |
| Deed Sale | Jul 25, 2000 · Amount on File |
| Deed Document Number | 2000219087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 646 ADAMS ST, ALBANY, CA 94706-1108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 646 ADAMS ST, ALBANY, CA 94706-1108 |
| Document Number | 0000312504 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021312504 |
| Name | 1ST NORTHERN CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | MARTINEZ, CA 94553 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 646 Adams St was $11,603 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Albany City |
| Unified School District | Albany City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,427 (+0.85%) Land $186,728 Building $435,699 | ||
| 2025 | $11,603.00 Homeowner's exemption | $610,224 Land $183,067 Building $427,157 | |
| 2023 | $10,924.00 Homeowner's exemption | $586,532 Land $175,959 Building $410,573 | $1,126,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 646 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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