646 7th Ave S, Naples, FL 34102 Property Records

Collier County property record for 646 7th Ave S, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	930 sqft · built 1976
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2018)
Tax Bill	$3,996 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`025900 B 6465A03`

Property Details

APN / Parcel Number

Primary APN	`025900 B 6465A03`
Alternative APNs	`044305200040065006465` `04430520004` `4430520004`

Interior

Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	646 7TH AVE S
City	NAPLES
State	FL
Zip	34102-6738
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CAMBIER COURT A CONDOMINIUM UNIT B-646
Legal Range	25
Legal Township	50
Legal Section	3
Legal Subdivision	CAMBIER COURT A CONDOMINIUM
Legal Tract	025900
Legal Block	1
Legal Lot Number	646
Legal Unit	B-646
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1049
Census Tract	101

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 7TH AVE S, NAPLES, FL 34102-6738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Nov 8, 2001 · Amount on Record
Deed Document Number	20185569683
Deed Book / Page	5520 / 2288
Prior Transfer Date	Oct 5, 1999
Prior Transfer Doc	2600000320
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 12, 2018
Property Address	646 7TH AVE S, NAPLES, FL 34102-6738
Document Number	0055202288
Book / Page	5520 / 2288
Map Reference	MB619 PG405
Instrument Date	Jun 8, 2018
Instrument	5569683
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BENITO PEREZ GALDOS 3 JAVEA ALICANTE 03730 SPAIN, 3, XX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 WOODSIDE RD APT B107, B107, HAVERFORD, PA 19041-1836

Mortgage

Document Number	0005569684
Date	Jun 12, 2018
Instrument	5569684

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,200 (+2.7%)	$619,500 (+5.05%) Building $619,500
2025	$3,996.00 (+4.14%) Homeowner's exemption	$480,234 (+5.99%)	$589,740 (+3.1%) Building $589,740
2023	$3,837.00 (-2.49%) Homeowner's exemption	$453,107 (+3%)	$572,000 (+0.18%) Building $572,000
2022	$3,935.00 Homeowner's exemption	$439,910	$570,969 Building $570,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 415 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,189 units insured incl. 774 condo units
Nearby Flood Claims	482 (1985–2024)
Claims Outside the SFHA	5 of 482
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 57 claims Hurricane Ian, Nov 2022 · 166 claims Hurricane Ian, Oct 2022 · 139 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Summit Broadband.