646 4th St NE, Hickory, NC 28601 Property Records

Catawba County property record for 646 4th St NE, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,988 sqft · built 1953
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Mar 2020)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3703-16-82-1662`

Property Details

APN / Parcel Number

Primary APN	`3703-16-82-1662`
Alternative APN	`0027458`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,988 sqft Living Area
1st Floor Area	3,528 sqft
Upper Floors Area	1,323 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2012
Exterior Material	Brick
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	143 ft deep x 131 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 4TH ST NE
City	HICKORY
State	NC
Zip	28601-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	646 4TH ST NE
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2013
Census Tract	10402

Owner

646 4th St NE is owner-occupied and held in a trust since September 2025.

Source: Catawba County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	646 4TH ST NE, HICKORY, NC 28601-3808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	20205549
Deed Book / Page	3561 / 1292
Last Transfer Date	Sep 3, 2025
Transfer Doc	0039651931
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 24, 2020
Property Address	646 4TH ST NE, HICKORY, NC 28601-3808
Document Number	0035611292
Book / Page	3561 / 1292
Instrument Date	Mar 2, 2020
Instrument	5549
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 WHITE OAK DR, 321, NEWNAN, GA 30265-1274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 4TH ST NE, HICKORY, NC 28601-3808

Mortgage

Document Number	5550
Date	Mar 24, 2020
Instrument	5550

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 9, 2018
Property Address	646 4TH ST NE, HICKORY, NC 28601-3808
Document Number	0034610885
Book / Page	03461 / 0885
Instrument Date	Jun 29, 2018
Instrument	11325
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 206, HELLERTOWN, PA 18055-0256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 4TH ST NE, HICKORY, NC 28601-3808

Mortgage

Document Number	11326
Date	Jul 9, 2018
Instrument	11326

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 646 4th St NE was $2,155, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Hickory City
Unified School District	Hickory City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,700 (-) Land $43,000 Building $497,700
2025	$2,155.00 (-53.29%)	$540,700 Land $43,000 Building $497,700
2024	$4,614.00
2023	$4,614.00	$540,700 Land $43,000 Building $497,700	$540,700 Land $43,000 Building $497,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 4th St NE in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 646 4th St NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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