646 4th St N, Hudson, WI 54016 Property Records

St. Croix County property record for 646 4th St N, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	0.312 acres (13,590 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jul 2019)
Tax Bill	$6,226 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-2021-30-100`

Property Details

APN / Parcel Number

Primary APN	`161-2021-30-100`
Alternative APN	`13.29.20.934`

Exterior

Lot Area	13,590 sqft (0.312 acres)

Location & Zoning

Street Address	646 4TH ST N
City	HUDSON
State	WI
Zip	54016-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 FERRY LANDING ESTATES VILLAGE OF NORTH HUDSON
Legal Range	20W
Legal Township	29N
Legal Section	13
Legal Subdivision	FERRY LANDING ESTATES
Legal Lot Number	7
Jurisdiction	ST CROIX WI
Township / Civil Division	NORTH HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120300

Owner

646 4th St N is owned and occupied by two individuals who acquired it in September 2020.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	646 4TH ST N, HUDSON, WI 54016-1081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITIBANK
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Mar 20, 2012 · Amount on File
Deed Document Number	20191084115
Last Transfer Date	Sep 29, 2020
Transfer Doc	0001113312
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Oct 5, 2020
Property Address	646 4TH ST N, HUDSON, WI 54016-1081
Document Number	0001113312
Instrument Date	Sep 29, 2020
Instrument	1113312
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 4TH ST, 646, HUDSON, WI 54016-1641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 4TH ST, HUDSON, WI 54016-1641

Mortgage

Document Number	0001113313
Date	Oct 5, 2020
Instrument	1113313

Lender

Name	CITIBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 3, 2019
Property Address	646 4TH ST N, HUDSON, WI 54016-1081
Document Number	0001084115
Instrument Date	Jun 27, 2019
Instrument	1084115
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001084116
Date	Jul 3, 2019
Instrument	1084116

Lender

Name	SIRVA MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 646 4th St N was $6,226.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	North Hudson Village
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,226.00
2025	$6,226.00	$440,200 Land $70,300 Building $369,900	$440,200 Land $70,300 Building $369,900
2023	$5,737.00	$440,200 Land $70,300 Building $369,900	$440,200 Land $70,300 Building $369,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 4th St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 4th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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