Cullman County property record for 646 3rd St SE, Hanceville, AL 35077
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 771 sqft · built 1900 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $187 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-02-10-0-001-033.000 |
| Primary APN | 25-02-10-0-001-033.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 771 sqft Base Area |
| 1st Floor Area | 771 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 540 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Utility Building | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 27948 |
|---|---|
| Street Address | 646 3RD ST SE |
| City | HANCEVILLE |
| State | AL |
| Zip | 35077-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 ACRE IN NE1/4 OF NW1/4 |
| Legal Range | 02W |
| Legal Township | 12S |
| Legal Section | 10 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | HANCEVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 965402 |
646 3rd St SE is owned and occupied by two individuals.
Source: Cullman County records, as of November 7, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 3RD ST SE, HANCEVILLE, AL 35077-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 646 3rd St SE was $187 with a homeowner's exemption.
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Garden City Town |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187.00 Homeowner's exemption | $7,280 | $72,800 Land $12,200 Building $60,600 |
| 2023 | $195.00 (+8.94%) Homeowner's exemption | $7,500 (+6.84%) | $74,900 (+7%) Land $11,600 Building $63,300 |
| 2022 | $179.00 Homeowner's exemption | $7,020 | $70,000 Land $12,500 Building $57,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 3rd St SE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 3rd St SE is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDEN CITY WATER DEPARTMENT serves 798 people · EPA ID AL0000404 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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