646 2nd Ave, Dixon, IL 61021 Property Records

Lee County property record for 646 2nd Ave, Dixon, IL 61021

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 1947
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2023)
Tax Bill	$3,933 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02-32-304-001`

Property Details

APN / Parcel Number

Primary APN	`07-02-32-304-001`
Alternative APNs	`110116` `166550`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	8,370 sqft (0.192 acres)
Lot Dimensions	135 ft deep x 62 ft wide

Location & Zoning

Account Number	166550
Street Address	646 2ND AVE
City	DIXON
State	IL
Zip	61021-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT/LOT:32 TWP:22 RNG/BLK:009 N.DIXON MOSS SUB BLKS EH 11 ALL 12 13 LOT 1 BLK 12 BK 8608 PG 29
Legal Range	09
Legal Township	22
Legal Section	32
Legal Subdivision	Z W MOSS SUBDIVISION
Legal Block	9,12,EH
Legal Lot Number	1
Jurisdiction	LEE IL
Township / Civil Division	DIXON
Census Block Group	2
Census Block	2021
Census Tract	500

Owner

646 2nd Ave is owned and occupied by an individual who bought it in December 2023.

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	646 2ND AVE, DIXON, IL 61021-1914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	20234483
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Dec 20, 2023
Property Address	646 2ND AVE, DIXON, IL 61021-1914
Document Number	0202304483
Map Reference	BK A PG 4
Instrument Date	Dec 18, 2023
Instrument	202304483
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	NOT AVAILABLE, KL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	646 2ND AVE, DIXON, IL 61021-1914

Mortgage

Document Number	0202304484
Date	Dec 20, 2023
Instrument	202304484

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 646 2nd Ave was $3,933 with a homeowner's exemption.

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Dixon Township
Municipality	Dixon City
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,933.00	$47,833 Land $10,029 Building $37,804	$143,499 Land $30,087 Building $113,412
2022		$38,759 Land $8,126 Building $30,633	$116,277 Land $24,378 Building $91,899
2021	$3,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 2nd Ave in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	23 (1978–1993)
Most Recent Claim	Jan 1993 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 2nd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIXON serves 15,096 people · EPA ID IL1030200
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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