646 27th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 646 27th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,546 sqft · built 1940
Lot Size	0.11 acres (4,800 sqft)
Owner	Trust Name on File
Last Sale	$600,000 (Jul 2019)
Tax Bill	$10,872 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`515-080-006-7`

Property Details

APN / Parcel Number

Primary APN	`515-080-006-7`
Alternative APN	`515-080-006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	247 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	4,800 sqft (0.11 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	646 27TH ST
City	RICHMOND
State	CA
Zip	94804-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	NICH MAC AVE CIV CEN LOT 11 POR 10&12 BLK 29
Legal Subdivision	NICHOLL MACDONALD A
Legal Block	29
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4014
Census Tract	374000

Owner

646 27th St is held in a trust since June 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	646 27TH ST, RICHMOND, CA 94804-1506
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 19, 2019	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Jun 28, 2002 · Amount on File
Deed Document Number	2019112050
Last Transfer Date	Jun 11, 2024
Transfer Doc	0000055883
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	646 27TH ST, RICHMOND, CA 94804-1506
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 27TH ST, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000280799
Date	Oct 12, 2021
Instrument	2021-280799

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	646 27TH ST, RICHMOND, CA 94804-1506
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099506
Date	May 26, 2020
Instrument	2020-099506

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	646 27TH ST, RICHMOND, CA 94804-1506
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 27TH ST, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000036150
Date	Feb 28, 2022
Instrument	2022-036150

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Nov 1, 2041

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 19, 2019
Property Address	646 27TH ST, RICHMOND, CA 94804-1506
Document Number	0000112050
Map Reference	MB 8 PG 190
Instrument Date	Jul 2, 2019
Instrument	2019-112050
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 27TH ST, RICHMOND, CA 94804-1506

Mortgage

Document Number	0000112051
Date	Jul 19, 2019
Instrument	2019-112051

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 646 27th St was $10,872.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,306 (+2%) Land $474,093 Building $195,213
2025	$10,872.00	$656,184 Land $464,798 Building $191,386
2023	$10,384.00 (+1.7%) Homeowner's exemption	$630,705 Land $446,750 Building $183,955
2022	$10,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 646 27th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 27th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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