646 16th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 646 16th St, Richmond, CA 94801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 855 sqft · built 1956
Lot Size0.065 acres (2,825 sqft)
OwnerIndividual Name on Record
Last Sale$252,500 (Nov 2016)
Tax Bill$5,722 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN514-300-038-7

Property Details

APN / Parcel Number

Primary APN514-300-038-7
Alternative APN
  • 514-300-038

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area855 sqft Living Area
Gross Area1,081 sqft
1st Floor Area855 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBlock
Construction TypeFrame
Lot Area2,825 sqft (0.065 acres)
Garage TypeAttached
Garage Area226 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address646 16TH ST
CityRICHMOND
StateCA
Zip94801-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRICHMOND BLVD LOT 14 BLK 14
Legal SubdivisionRICHMOND BLVD
Legal Block14
Legal Lot Number14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3006
Census Tract375000

Owner

Source: Contra Costa County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address646 16TH ST, RICHMOND, CA 94801-2844
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on Record
Deed SaleNov 4, 2016 · Amount on Record
Deed Document Number2016238324
Prior Transfer DateNov 19, 2012
Prior Transfer Doc0000300184
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address646 16TH ST, RICHMOND, CA 94801-2844
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079134
DateApr 28, 2020
Instrument2020-079134
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$313,901 (+2.9%) Land $207,160 Building $106,741
2025$5,722.00 (+6.42%) Homeowner's exemption$305,042 (+8.3%) Land $203,099 Building $101,943
2023$5,377.00 (+2.24%) Homeowner's exemption$281,664 Land $195,213 Building $86,451
2022$5,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 899 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

Nearby Properties on 16th St

Nearby Streets

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