646 15th Ave, San Francisco, CA 94118 Property Records

San Francisco City property record for 646 15th Ave, San Francisco, CA 94118

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,970 sqft · built 1919
Lot Size0.001 acres (32 sqft)
Owner2 Individual Names on File
Last Sale$2,550,000 (Feb 2025)
Tax Bill$30,462 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
APN1630-030

Property Details

APN / Parcel Number

Primary APN1630-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,970 sqft Living Area
1st Floor Area1,970 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Construction TypeFrame
Lot Area32 sqft (0.001 acres)

Location & Zoning

Street Address646 15TH AVE
CitySAN FRANCISCO
StateCA
Zip94118-3505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH2
Legal SubdivisionOUTSIDE LAND BL 367
Legal Block1630
Legal Lot Number30
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionRICHMOND-PRESIDIO-MARINA
Census Block Group3
Census Block3001
Census Tract47600

Owner

646 15th Ave is owned and occupied by two individuals who bought it in February 2025.

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address646 15TH AVE, SAN FRANCISCO, CA 94118-3505
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2025 · Amount on File
Deed SaleFeb 24, 2025 · Amount on File
Prior SaleAug 30, 2019 · Amount on File
Deed Document Number202514075
Prior Transfer DateJul 26, 2001
Prior Transfer Doc0000993323
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN FRANCISCO CA
Recording DateAug 30, 2019
Property Address646 15TH AVE, SAN FRANCISCO, CA 94118-3505
Document Number0K82100428
Instrument DateAug 27, 2019
InstrumentK821428
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,437.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address646 15TH AVE SAN FRANCISCO CA 941183505, SAN FRANCISCO, CA 94118-3505

Mortgage

Document NumberK82100430
DateAug 30, 2019
InstrumentK821430
Lender
NameKEYBANK USA
TypeBank
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217
Agreement
AmountAmount on Record
Term360 Months
DueAug 29, 2049
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 646 15th Ave was $30,462.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,601,000 (+2.29%) Land $1,820,700 Building $780,300
2025$30,462.00 Homeowner's exemption$2,542,722 Land $1,779,906 Building $762,816
2023$28,811.00 (-0.42%) Homeowner's exemption$2,443,987 Land $1,710,791 Building $733,196
2022$28,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 646 15th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 15th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 15th Ave

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