La Crosse County property record for 646 12th Ave N, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.182 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Jan 2023) |
| Tax Bill | $3,679 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001775-000 |
| Primary APN | 018-001775-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,971 sqft (0.182 acres) |
|---|---|
| Lot Dimensions | 99 ft deep x 80 ft wide |
| Account Number | 41872 |
|---|---|
| Old Parcel Number | 18 1775 0 |
| Street Address | 646 12TH AVE N |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA HEIGHTS ADDITION LOT 1 BLOCK 1 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 04 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | BELLA ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 10403 |
Source: La Crosse County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 646 12TH AVE N, ONALASKA, WI 54650-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Jan 18, 2023 | Warranty Deed, Transfer |
| Apr 6, 2018 | Quit Claim Deed, Transfer TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on File |
| Deed Sale | Jan 18, 2023 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 1804104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 646 12TH AVE N, ONALASKA, WI 54650-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001687960 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 1687960 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 23, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jan 18, 2023 |
| Property Address | 646 12TH AVE N, ONALASKA, WI 54650-2347 |
| Document Number | 0001804104 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 1804104 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Apr 6, 2018 |
| Property Address | 646 12TH AVE N, ONALASKA, WI 54650-2347 |
| Document Number | 0001708450 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 1708450 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2023 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $581.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,679.00 (-0.08%) Homeowner's exemption | $286,200 (+31.22%) Land $55,800 Building $230,400 | $289,500 (+32.74%) |
| 2023 | $3,682.00 Homeowner's exemption | $218,100 Land $39,900 Building $178,200 | $218,100 Land $39,900 Building $178,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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