64597 Youngs Prairie Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 64597 Youngs Prairie Rd, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2025)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-015-023-00`

Property Details

APN / Parcel Number

Primary APN	`003-015-023-00`

Interior

Full Baths	1 Bath
Building Area	816 sqft Building Perimeter
1st Floor Area	708 sqft
Basement Area	216 sqft
Unfinished Basement	216 sqft

Exterior

Lot Area	261,360 sqft (6 acres)
Lot Dimensions	250 ft deep x 210 ft wide
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	64597 YOUNGS PRAIRIE RD
City	CONSTANTINE
State	MI
Zip	49042-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	E 1/2 SE 1/4 SEC 15 T7S R12W LYG NELY OF YOUNGS PRAIRIE RD.
Legal Range	12W
Legal Township	07S
Legal Section	15
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	1
Census Block	1031
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	70087 COUNTY ROAD 33, SYRACUSE, IN 46567-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Oct 29, 2018	Deed of Trust, Mortgage · ARM OAK MORTGAGE LLC
Nov 1, 2021	Intrafamily Transfer, Transfer
Aug 23, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	20253495
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	2021010982
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 27, 2021
Property Address	64597 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9650
Document Number	2021013002
Instrument Date	Dec 23, 2021
Instrument	2021013002
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57968 LUCAS RD, 57968, THREE RIVERS, MI 49093-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63779 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9605

Mortgage

Date	Dec 27, 2021

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	11%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	64597 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9650
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1936/0653
Date	Oct 29, 2018
Book Page	1936/0653

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	ARM
Amount	Amount Recorded
Term	309 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	12%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 1, 2021
Property Address	64597 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9650
Document Number	2021010982
Instrument Date	Oct 27, 2021
Instrument	2021010982
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57186 COPPERGATE DR, 57186, ELKHART, IN 46516-5685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57968 LUCAS RD, THREE RIVERS, MI 49093-9528

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 23, 2021
Property Address	64597 YOUNGS PRAIRIE RD, CONSTANTINE, MI 49042-9650
Document Number	2021008418
Instrument Date	Aug 17, 2021
Instrument	2021008418
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$318.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 LAKE ST, 501, BARTON, VT 05822-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57968 LUCAS RD, THREE RIVERS, MI 49093-9528

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,900 (+20.97%) Land $22,500 Building $59,400	$163,800 (+20.97%) Land $45,000 Building $118,800
2025	$1,549.00 Homeowner's exemption	$67,700 Land $17,100 Building $50,600	$135,400 Land $34,200 Building $101,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Frontier DSL	10 / 1

May also be available: AT&T.

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