6459 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 6459 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,288 sqft · built 1983
Lot Size	0.031 acres (1,350 sqft)
Owner	2 Individual Names on File
Last Sale	$236,000 (May 2021)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-004-000-0103.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-004-000-0103.0-9-0000`
Alternative APNs	`25-38-41-004-000-01030-9` `31060`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
1st Floor Area	644 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Built-Up Asphalt
Lot Area	1,350 sqft (0.031 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31060
Street Address	6459 SE WINDSONG LN
City	STUART
State	FL
Zip	34997-8240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	EMERALD LAKES PHASE I-B LOT 103
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	EMERALD LAKES
Legal Tract	1
Legal Block	2
Legal Lot Number	103
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1410

Owner

6459 SE Windsong Ln, a townhouse, is owned and occupied by two individuals who bought it in May 2021.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6459 SE WINDSONG LN, STUART, FL 34997-8240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	20212889997
Deed Book / Page	3225 / 2786
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 20, 2021
Property Address	6459 SE WINDSONG LN, STUART, FL 34997-8240
Document Number	0032252786
Book / Page	3225 / 2786
Map Reference	MB 9 PG 44
Instrument Date	May 17, 2021
Instrument	2889997
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 S KANNER HWY HWYX 8, 2600, STUART, FL 34994-4640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6459 SE WINDSONG LN, STUART, FL 34997-8240

Mortgage

Document Number	32252789
Date	May 20, 2021
Instrument	3225/2789

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,947.00 (-1.07%) Additional exemption filed	$229,270 (+5.99%)	$254,270 (+3.28%) Land $95,000 Building $159,270
2024	$2,979.00 (+1.99%)
2023	$2,921.00 (+3.88%) Additional exemption filed	$216,320 (+3%)	$246,200 (+17.23%) Land $95,000 Building $151,200
2022	$2,812.00 Homeowner's exemption	$210,020 Land $85,000 Building $125,020	$210,020 Land $85,000 Building $125,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6459 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6459 SE Windsong Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20