6459 Hidden Oaks Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6459 Hidden Oaks Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,200 sqft · built 1976
Lot Size	1.6 acres (69,696 sqft)
Owner	Trust Name on Record
Last Sale	$836,500 (Dec 2015)
Tax Bill	$15,412 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-281-45`

Property Details

APN / Parcel Number

Primary APN	`041-281-45`
Alternative APN	`041-281-45-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	69,696 sqft
Terrain	Steep
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6459 HIDDEN OAKS LN
City	APTOS
State	CA
Zip	95003-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Intrafamily Transfer, Transfer
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WELLS FARGO BANK NA
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 10, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA
Apr 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	May 14, 2015 · Amount on Record
Deed Document Number	201550504
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000016463
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 1, 2023
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Document Number	0000016463
Map Reference	MB 36 PG 5
Instrument Date	Jul 27, 2023
Instrument	2023-0016463
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027087
Date	Sep 29, 2022
Instrument	2022-0027087

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632

Mortgage

Document Number	0000045493
Date	Sep 2, 2021
Instrument	2021-0045493

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041645
Date	Dec 8, 2017
Instrument	2017-0041645

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Document Number	0000008048
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6459 HIDDEN OAKS LN APTOS CA 950039632, APTOS, CA 95003-9632

Mortgage

Document Number	0000008048
Date	Mar 19, 2018
Instrument	8048

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2017
Property Address	6459 HIDDEN OAKS LN, APTOS, CA 95003-9632
Document Number	0000010964
Instrument Date	Mar 27, 2017
Instrument	10964
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6459 HIDDEN OAKS LN APTOS CA 950039632, APTOS, CA 95003-9632

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,009,809 (+2%) Land $738,127 Building $271,682
2025	$15,412.00 (+7.01%) Homeowner's exemption	$990,008 (+4.04%) Land $723,654 Building $266,354
2023	$14,402.00 (+1.34%) Homeowner's exemption	$951,566 Land $695,554 Building $256,012	$1,362,960
2022	$14,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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