6459 FM 697, Sherman, TX 75090 Property Records

Grayson County property record for 6459 FM 697, Sherman, TX 75090

Property Summary

Property TypeSingle Family Home
Details2,104 sqft · built 2022
Lot Size2.16 acres (94,307 sqft)
Owner2 Individual Names on Record
Tax Bill$5,055 (2025)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN192 079000110

Property Details

APN / Parcel Number

Primary APN192 079000110
Alternative APN
  • 439881

Interior

Stories1 Story
Building Area2,104 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,104 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Lot Area94,307 sqft (2.16 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area591 sqft

Location & Zoning

Street Address6459 FM 697
CitySHERMAN
StateTX
Zip75090-7607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0790 MCDANIEL T Y A-G0790, ACRES 2.165
Legal SubdivisionMCDANIEL T Y A-G0790
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1044
Census Tract102

Owner

Source: Grayson County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6459 FM 697, SHERMAN, TX 75090-7607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · ARM
VERITEX COMMUNITY BANK
Dec 22, 2021Deed of Trust, Mortgage · Construction Mortgage
VERITEX COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address6459 FM 697, SHERMAN, TX 75090-7607
Transaction TypeMortgage
Record UpdatedNov 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043547
DateDec 22, 2021
Instrument2021-00043547
Lender
NameVERITEX COMMUNITY BANK
TypeBank
AddressDALLAS, TX 75225
Agreement
TypeARM
AmountAmount Recorded
Term372 Months
DueDec 16, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 16, 2027
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.25%
Index1-Year CMT
Margin3
Max Rate8.25%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address6459 FM 697, SHERMAN, TX 75090-7607
Transaction TypeMortgage
Record UpdatedNov 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 SHARON LN, WHITEWRIGHT, TX 75491-3016

Mortgage

Document Number0000043546
DateDec 22, 2021
Instrument2021-00043546
Lender
NameVERITEX COMMUNITY BANK
TypeBank
AddressRICHARDSON, TX 75081
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictTom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,055.00 (-17.35%) Homeowner's exemption$481,857 (+4.65%) Land $127,042 Building $354,815$481,857 (+4.65%) Land $127,042 Building $354,815
2024$6,116.00 (+314.93%)
2023$460,442 Land $115,481 Building $344,961$460,442 Land $115,481 Building $344,961
2022$1,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2015–2017)
Most Recent ClaimAug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKYTOWN WSC
serves 4,455 people · EPA ID TX0910060
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
400 / 100
TekWav
Fixed Wireless
370 / 211
Starlink
Satellite
280 / 30
360 Broadband
Fixed Wireless
60 / 6
Rise Broadband
Fixed Wireless
50 / 10
Verizon
Fixed Wireless
25 / 6

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