6458 109th Pl N, Champlin, MN 55316 Property Records

Hennepin County property record for 6458 109th Pl N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,183 sqft · built 1993
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jan 2017)
Tax Bill$4,405 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN32-120-21-44-0158

Property Details

APN / Parcel Number

Primary APN32-120-21-44-0158

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,183 sqft Living Area
Gross Area2,221 sqft
1st Floor Area1,183 sqft
Basement Area442 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions110 ft deep x 70 ft wide
View / LotLake
Garage TypeAttached
Garage Area596 sqft
Deck Area152 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address6458 109TH PL N
CityCHAMPLIN
StateMN
Zip55316-3497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 006 BLOCK 004 A WEIDEMA ESTATES 2ND ADDN S70X110
Legal Range21
Legal Township120
Legal Section32
Legal Quarter44
Legal SubdivisionWEIDEMA ESTATES 2ND ADDN
Legal Block4
Legal Lot Number6
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group3
Census Block3011
Census Tract26908

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Aug 2, 2022Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL FCU
Jan 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
Apr 2, 2020Deed of Trust, Mortgage · Line of Credit
WINGS FIN'L CU
Jan 27, 2020Deed of Trust, Mortgage · Conventional with PMI
MUTUAL/OMAHA MTG LLC
Jan 24, 2017Warranty Deed, Transfer · FHA Mortgage
UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2017 · Amount on Record
Deed SaleJan 24, 2017 · Amount on Record
Prior SaleAug 4, 2016 · Amount on Record
Deed Document Number201710404909
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6458 109TH PL N, CHAMPLIN, MN 55316-3497

Mortgage

Document Number0A11438056
DateFeb 4, 2026
InstrumentA11438056
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 3, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A11134320
DateAug 2, 2022
InstrumentA11134320
Lender
NameWINGS FINANCIAL FCU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A11070804
DateJan 24, 2022
InstrumentA11070804
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Document Number0010773463
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6458 109TH PL N CHAMPLIN MN 553163497, CHAMPLIN, MN 55316-3497

Mortgage

Document Number0010773463
DateApr 8, 2020
Instrument10773463
Lender
NameWINGS FIN'L CU
AddressAPPLE VALLEY, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Document Number0010754027
Instrument DateJan 27, 2020
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6458 109TH PL N CHAMPLIN MN 553163497, CHAMPLIN, MN 55316-3497

Mortgage

Document Number0010754027
DateFeb 5, 2020
Instrument10754027
Lender
NameMUTUAL/OMAHA MTG LLC
AddressLOMBARD, IL 60148
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJan 24, 2017
Property Address6458 109TH PL N, CHAMPLIN, MN 55316-3497
Document Number0010404909
Instrument DateJan 11, 2017
Instrument10404909
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$867.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6458 109TH PL N CHAMPLIN MN 553163497, CHAMPLIN, MN 55316-3497

Mortgage

Document Number10404912
DateJan 24, 2017
Instrument10404912
Lender
NameUNIVERSAL AMERICAN MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,405.00 (+13.47%)$370,500 (+6.47%) Land $102,000 Building $268,500$370,500 (+6.47%) Land $102,000 Building $268,500
2023$3,882.00 Homeowner's exemption
2022$348,000 Land $101,000 Building $247,000$348,000 Land $101,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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