6455 Ridgeview Cir, Granite Falls, NC 28630 Property Records

Caldwell County property record for 6455 Ridgeview Cir, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2004
Lot Size	0.616 acres (26,850 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2024)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07 53 1 26Q`

Property Details

APN / Parcel Number

Primary APN	`07 53 1 26Q`
Alternative APNs	`165024` `180414`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Heated Area
Gross Area	2,076 sqft
1st Floor Area	1,316 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,850 sqft (0.616 acres)
Lot Dimensions	179 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	180414
Street Address	6455 RIDGEVIEW CIR
City	GRANITE FALLS
State	NC
Zip	28630-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2108 PG 1150 YR 2024 ST 490.00
Legal Subdivision	LAUREL RIDGE SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2004
Census Tract	31302

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1681 OAKMONT DR, LENOIR, NC 28645-8446
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	202410095485
Deed Book / Page	2108 / 1150
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 30, 2018
Property Address	6455 RIDGEVIEW CIR, GRANITE FALLS, NC 28630-8231
Document Number	0010028205
Book / Page	001953 / 001530
Instrument Date	Nov 29, 2018
Instrument	10028205
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6455 RIDGEVIEW CIR GRANITE FALLS NC 286308231, GRANITE FALLS, NC 28630-8231

Mortgage

Document Number	10028206
Date	Nov 30, 2018
Book Page	001953/001532
Instrument	10028206

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (+64.28%)	$241,800 (+61.52%) Land $18,500 Building $223,300	$241,800 (+61.52%) Land $18,500 Building $223,300
2023		$149,700 (-) Land $18,500 Building $131,200	$149,700 (-) Land $18,500 Building $131,200
2022	$1,019.00	$149,700 Land $18,500 Building $131,200	$149,700 Land $18,500 Building $131,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20