6455 Hammock Trce, Milton, FL 32583 Property Records

Santa Rosa County property record for 6455 Hammock Trce, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 2024
Lot Size	0.837 acres (36,503 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2024)
Tax Bill	$696 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`19-1S-28-1652-00C00-0090`

Property Details

APN / Parcel Number

Primary APN	`19-1S-28-1652-00C00-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,955 sqft Heated Area
1st Floor Area	2,415 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	36,503 sqft (0.837 acres)
Lot Dimensions	2,030 ft deep x 1,800 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	191S28165200C000090
Street Address	6455 HAMMOCK TRCE
City	MILTON
State	FL
Zip	32583-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAMMOCK DE GALVEZ LOT 9 BLK C AS DES IN OR 4468 PG 285
Legal Range	28W
Legal Township	01S
Legal Section	19
Legal Subdivision	HAMMOCK DE GALVEZ
Legal Block	C
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1080
Census Tract	10710

Owner

6455 Hammock Trce is owned by an individual who bought it in January 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5559 MEADOW CREEK PL, GULF BREEZE, FL 32563-9680
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Apr 11, 2024	Deed of Trust, Mortgage CT HOMES EMERALD COAST LLC
Sep 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 23, 2024	Warranty Deed, Transfer FLEUR DE LIS TITLE LLC, FLEUR DE LIS TITLE
Aug 31, 2023	Warranty Deed, Transfer PURE TITLE LLC
Feb 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage MY PENSACOLA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	0004468285
Deed Book / Page	4468 / 285
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405

Mortgage

Document Number	0046691276
Date	Oct 15, 2025
Book Page	4669/1276
Instrument	202548753

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FLEUR DE LIS TITLE LLC, FLEUR DE LIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5559 MEADOW CREEK PL, GULF BREEZE, FL 32563-9680

Mortgage

Document Number	0044912032
Date	Apr 11, 2024
Book Page	4491/2032
Instrument	202415844

Lender

Name	CT HOMES EMERALD COAST LLC
Type	Non-Lending Institution
Address	PENSACOLA, FL 32501

Agreement

Amount	Amount on Record

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E BLOUNT ST, PENSACOLA, FL 32503-5543

Mortgage

Document Number	0045380209
Date	Sep 3, 2024
Book Page	4538/209
Instrument	202439631

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 23, 2024
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Document Number	0044680285
Book / Page	4468 / 285
Map Reference	MB E PG 12
Instrument	202402985
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FLEUR DE LIS TITLE LLC, FLEUR DE LIS TITLE

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3531 GULF BREEZE PKWY, GULF BREEZE, FL 32563-3619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5559 MEADOW CREEK PL, GULF BREEZE, FL 32563-9680

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 31, 2023
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Document Number	0044300452
Book / Page	4430 / 452
Map Reference	MB E PG 12
Instrument Date	Aug 28, 2023
Instrument	202339894
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	PURE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 AVENIDA DE GALVEZ, NAVARRE, FL 32566-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 GULF BREEZE PKWY APT 4207, 4207, GULF BREEZE, FL 32563-3620

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 14, 2023
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Document Number	0043661594
Book / Page	4366 / 1594
Map Reference	MB E PG 12
Instrument Date	Feb 12, 2023
Instrument	202306111
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5661 A1S WAY, MILTON, FL 32583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2022
Property Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405
Document Number	0043191258
Book / Page	4319 / 1258
Map Reference	MB E PG 12
Instrument Date	Aug 9, 2022
Instrument	202249442
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2635 BROOK FOREST WAY, JAY, FL 32565-9421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6455 HAMMOCK TRCE, MILTON, FL 32583-7405

Mortgage

Document Number	0043191260
Date	Aug 24, 2022
Instrument	4319/1260

Lender

Name	MY PENSACOLA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$696.00 (+17.57%)	$60,000 (+2%) Land $60,000	$60,000 (+2%) Land $60,000
2023	$592.00 (+64.44%)	$50,000 (+66.67%) Land $50,000	$50,000 (+66.67%) Land $50,000
2022	$360.00	$30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6455 Hammock Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6455 Hammock Trce is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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