Lake County property record for 6455 13th Ave, Lucerne, CA 95458 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 866 sqft · built 1952 |
| Lot Size | 0.179 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jun 2019) |
| Tax Bill | $2,943 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-192-580-000 |
| Primary APN | 034-192-580-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 866 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,840 sqft (0.179 acres) |
| Garage Type | Detached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6455 13TH AVE |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FORMERLY 034-192-550-000 AND 034-192-560-000 |
| Legal Subdivision | LUCERNE |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 501 |
Source: Lake County records · APN 034-192-580-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 13TH, LUCERNE, CA 95458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 10, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS |
| Jan 15, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2019 |
| Deed Document Number | 2019006871 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000000547 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2024000547 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000004204 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 2023004204 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000000870 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022000870 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 330 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000000924 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 2021000924 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 10, 2019 |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000006871 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 6871 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 135 LUCERNE CA 954580135, LUCERNE, CA 95458-0135 |
| Document Number | 6872 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 6872 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jan 15, 2019 |
| Property Address | 6455 13TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000000432 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 432 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 667 WILLITS CA 954900667, WILLITS, CA 95490-0667 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,943.00 (-0.1%) Homeowner's exemption | $198,558 (+4.04%) Land $33,464 Building $165,094 |
| 2023 | $2,946.00 (+1.83%) Homeowner's exemption | $190,849 Land $32,165 Building $158,684 |
| 2022 | $2,893.00 |
Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 450 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| DigitalPath | Fixed Wireless (licensed-by-rule) | 400 / 20 |
| 101Netlink | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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