6454 Emerald Downs Pl, Dayton, OH 45424 Property Records

Montgomery County property record for 6454 Emerald Downs Pl, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 2019
Lot Size	0.509 acres (22,181 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2019)
Tax Bill	$6,377 (2024)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P70 04008 0051`

Property Details

APN / Parcel Number

Primary APN	`P70 04008 0051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	22,181 sqft (0.509 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	180 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	6454 EMERALD DOWNS PL
City	DAYTON
State	OH
Zip	45424-3878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	165 LEXINGTON PLACE SECTION SEVEN 30 YR TID 100% NV 2020-2049 TAXABLE 2050
Legal Subdivision	LEXINGTON PLACE SEC
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HUBER HEIGHTS
Census Block Group	1
Census Block	1004
Census Tract	100101

Owner

6454 Emerald Downs Pl is owned and occupied by an individual who bought it in April 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6454 EMERALD DOWNS PL, DAYTON, OH 45424-3878
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2019-00016381
Record Updated	Jun 8, 2026

April 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 3, 2019
Property Address	6454 EMERALD DOWNS PL, DAYTON, OH 45424-3878
Document Number	0000016381
Map Reference	MB 232 PG 25&25A
Instrument Date	Feb 20, 2019
Instrument	2019-00016381
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST NY TITLE AGENCY, FIRST TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6454 EMERALD DOWNS PL, DAYTON, OH 45424-3878

Mortgage

Document Number	0000016382
Date	Apr 3, 2019
Instrument	2019-00016382

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Huber Heights City
Unified School District	Huber Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,950 Land $19,950
2024	$6,377.00 (+3.49%)
2023	$6,162.00 (+99.55%)	$19,950 (-) Land $19,950	$57,000 Land $57,000
2022	$3,088.00	$19,950 Land $19,950
2020			$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6454 Emerald Downs Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1995–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6454 Emerald Downs Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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