6453 Cloverleaf Dr, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 6453 Cloverleaf Dr, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1955
Lot Size	0.178 acres (7,794 sqft)
Owner	Individual Name on File
Last Sale	$194,500 (Sep 2026)
Tax Bill	$3,850 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`292600 123.11-3-12`

Property Details

APN / Parcel Number

Primary APN	`292600 123.11-3-12`
Alternative APN	`26001230110003012000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,794 sqft (0.178 acres)
Lot Dimensions	152 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6453 CLOVERLEAF DR
City	LOCKPORT
State	NY
Zip	14094-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	12.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1002
Census Tract	23401

Owner

6453 Cloverleaf Dr is owned and occupied by an individual who bought it in September 2026.

Source: Niagara County and Lockport Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	838 FERNWOOD DR, LOCKPORT, NY 14094-9142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Nov 16, 1995 · Amount on File
Deed Document Number	202614004
Prior Transfer Date	Aug 30, 1995
Prior Transfer Doc	2609000213
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 11, 2026
Property Address	6453 CLOVERLEAF DR, LOCKPORT, NY 14094-6118
Document Number	0000014004
Instrument Date	Aug 19, 2026
Instrument	202614004
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,578.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014005,
Date	Sep 11, 2026
Instrument	202614005

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	6453 CLOVERLEAF DR, LOCKPORT, NY 14094-6118
Document Number	0000021397
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6453 CLOVERLEAF DR LOCKPORT NY 140946118, LOCKPORT, NY 14094-6118

Mortgage

Document Number	0000021397
Date	Dec 18, 2019
Instrument	21397

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 17, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6453 Cloverleaf Dr was $3,850 with exemptions applied, down 0.3% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,850.00 (-0.31%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$3,862.00	$160,000 Land $23,500 Building $136,500	$160,000 Land $23,500 Building $136,500
2023		$130,000 Land $23,500 Building $106,500	$130,000 Land $23,500 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6453 Cloverleaf Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6453 Cloverleaf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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