6452 Quest St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6452 Quest St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,109 sqft · built 2022
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Mar 2025)
Tax Bill$10,309 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Apr 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN02-25-31-5538-0001-2290

Property Details

APN / Parcel Number

Primary APN02-25-31-5538-0001-2290
Alternative APN
  • 253102553800012290

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,109 sqft Living Area
Gross Area4,043 sqft
1st Floor Area1,994 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area565 sqft
PorchFinished/Open Porch
Porch Area193 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6452 QUEST ST
CitySAINT CLOUD
StateFL
Zip34771-8964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 229
Legal SubdivisionWESLYN PARK PHASE 2
Legal Lot Number229
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6452 QUEST ST, SAINT CLOUD, FL 34771-8964
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2025Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 4, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleApr 4, 2023 · Amount on Record
Deed Document Number202528660
Deed Book / Page6750 / 1024
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 6, 2025
Property Address6452 QUEST ST, SAINT CLOUD, FL 34771-8964
Document Number0067501024
Book / Page6750 / 1024
Map ReferenceMB 32 PG 72
Instrument DateMar 3, 2025
Instrument2025028660
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySTATE TITLE COMPANY, STOWAST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6452 QUEST ST, SAINT CLOUD, FL 34771-8964

Transferred To (Grantee/Buyer)

NameVerified Name
Address6452 QUEST ST, SAINT CLOUD, FL 34771-8964

Mortgage

Document Number0067501027
DateMar 6, 2025
Instrument6750/1027
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 4, 2023
Property Address6452 QUEST ST, SAINT CLOUD, FL 34771-8964
Document Number0063812658
Book / Page6381 / 2658
Map ReferenceMB 32 PG 72-94
Instrument DateMar 30, 2023
Instrument2023038113
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyTOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,047.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 CRESCENT EXECUTIVE CT # CT144, CT144, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

NameVerified Name
Address6452 QUEST STREET, SAINT CLOUD, FL 34771-8964

Mortgage

Document Number0063812660
DateApr 4, 2023
Instrument6381/2660
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,309.00 (-3.73%)$577,700 (+20.23%) Land $90,000 Building $487,700$577,700 (+20.23%) Land $90,000 Building $487,700
2024$10,708.00 (+14.19%)
2023$9,377.00 (+284.46%)$480,500 (+1,501.67%) Land $75,000 Building $405,500$480,500 (+1,501.67%) Land $75,000 Building $405,500
2022$2,439.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 84% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Quest St

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