6451 Pine Ave, Sanibel, FL 33957 Property Records

Lee County property record for 6451 Pine Ave, Sanibel, FL 33957

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,724 sqft · built 1982
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on File
Last Sale$489,000 (Nov 2014)
Tax Bill$5,415 (2025)
Deeds & MortgagesNov 2023 Mortgage
Mar 2023 Mortgage
Flood ZoneZone AE (high risk)
APN11-46-21-T1-0030C.0090

Property Details

APN / Parcel Number

Primary APN11-46-21-T1-0030C.0090
Alternative APNs
  • 211146T10030C0090
  • 10005282

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,724 sqft Living Area
Gross Area3,143 sqft
1st Floor Area1,444 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeShed Roof
Roof MaterialAsphalt
Lot Area11,700 sqft (0.269 acres)
Garage TypeAttached
Garage Area1,363 sqft
Parking Spaces5 Parking Spaces
PorchFlorida Room
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10005282
Street Address6451 PINE AVE
CitySANIBEL
StateFL
Zip33957-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL SEGA UNIT 4 BLK C PB 29 PG 84 LOT 9
Legal Range21E
Legal Township46S
Legal Section11
Legal SubdivisionSANIBEL DEL SEGA - CASTAWAYS
Legal TractT1
Legal BlockC
Legal Lot Number9
Legal Unit4
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group3
Census Block3001
Census Tract80204

Owner

6451 Pine Ave is owned and occupied by two individuals who acquired it in November 2023.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6451 PINE AVE, SANIBEL, FL 33957-2031
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ARC HOME LLC
Mar 10, 2023Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2014 · Amount on File
Deed SaleNov 18, 2014 · Amount on File
Deed Document Number2014236056
Last Transfer DateNov 4, 2023
Transfer Doc0000362162
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 13, 2023
Property Address6451 PINE AVE, SANIBEL, FL 33957-2031
Document Number0000362162
Map ReferenceMB 29 PG 83&84
Instrument DateNov 4, 2023
Instrument2023000362162
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6451 PINE AVE, SANIBEL, FL 33957-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address6451 PINE AVE, SANIBEL, FL 33957-2031

Mortgage

Document Number0000362163
DateNov 13, 2023
Instrument2023000362163
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address6451 PINE AVE, SANIBEL, FL 33957-2031
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6451 PINE AVE, SANIBEL, FL 33957-2031

Mortgage

Document Number0000088948
DateMar 10, 2023
Instrument2023000088948
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term358 Months
DueJan 19, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6451 Pine Ave was $5,415 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalitySanibel City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,925 (+2.7%)$471,496 (-8.56%) Land $306,925 Building $164,571
2025$5,415.00 Homeowner's exemption$385,516$515,640 Land $344,287 Building $171,353
2023$6,573.00 (+17.84%) Homeowner's exemption$588,347 (+22.62%)$906,640 (+3%) Land $237,080 Building $669,560
2022$5,578.00 Homeowner's exemption$479,806$697,424 Land $291,167 Building $406,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6451 Pine Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 468 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies654 units insured
incl. 186 condo units
Nearby Flood Claims856 (1980–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Ian, Oct 2022 · 234 claims
  • Hurricane Ian, Oct 2022 · 261 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6451 Pine Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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