Okaloosa County property record for 6451 Moonlight Ln, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2004 |
| Lot Size | 0.338 acres (14,743 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Feb 2006) |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-2783-6 |
| Primary APN | C56-000-596-2783-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 2,119 sqft |
| 1st Floor Area | 1,344 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,743 sqft (0.338 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 304 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 6451 MOONLIGHT LN |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HOLLOW ESTATES S/D LOT 38 |
| Legal Range | 23 |
| Legal Township | 04N |
| Legal Section | 22 |
| Legal Subdivision | SPRING HOLLOW ESTATES S/D |
| Legal Lot Number | 38 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20304 |
Source: Okaloosa County records · APN C56-000-596-2783-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 GEORGE C WALLACE BLVD, PANAMA CITY, FL 32413-1608 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2006 · Amount on Record |
| Deed Sale | Feb 03, 2006 · Amount on Record |
| Prior Sale | Jun 16, 2003 · Amount on Record |
| Deed Document Number | 2300637 |
| Deed Book / Page | 2684 / 4600 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 6451 MOONLIGHT LN, CRESTVIEW, FL 32539-9400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034581325 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 3458/1325 |
| Instrument | 3354020 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (+10.29%) | $198,558 (+5.11%) Land $25,021 Building $173,537 | $198,558 (+5.11%) Land $25,021 Building $173,537 |
| 2023 | $1,817.00 (+7.51%) | $188,900 (+8.43%) Land $21,258 Building $167,642 | $188,900 (+8.43%) Land $21,258 Building $167,642 |
| 2022 | $1,690.00 | $174,206 Land $19,867 Building $154,339 | $174,206 Land $19,867 Building $154,339 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 96 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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